CFPB · Single-product concentration
Mega Capital Funding Inc.
27 CFPB complaints · 96.3% in "Mortgage" · top issue Trouble during payment process.
Mega Capital Funding Inc.: 96.3% of 27 CFPB complaints sit in "Mortgage". Timely 100% · relief 3.7%. Allegations, not findings.
- Single-product concentration
- +800% filings 2018 to 2026
CFPB relief outcome brief
CCDB company mega-capital-funding-inc
3.7% relief · 100% timely · 27 filings · Mortgage
Same-product relief peers
Nearest relief peer: Rocket Mortgage, LLC (3.7% relief)
Mega Capital Funding Inc. closes 3.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Mega Capital Funding Inc.'s 27 filings include narrative text
48.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mega Capital Funding Inc. complaint mix by product
- Mortgage 26 96.3% – 4% relief
- Payday loan, 1 3.7% – 0% relief
How Mega Capital Funding Inc.'s 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 26 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Concentrated filing states for Mega Capital Funding Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 66.7% of this company's filings
Mega Capital Funding Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 9
- +800% vs 2018
Top States
| State | Complaints |
|---|---|
| CA | 18 |
| TX | 4 |
| FL | 3 |
| SC | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 18 |
| Applying for a mortgage or refinancing an existing mortgage | 3 |
| Closing on a mortgage | 3 |
| Problem with a company's investigation into an existing problem | 1 |
| Struggling to pay your loan | 1 |
| Struggling to pay mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2021 | 4 | 100% |
| 2022 | 5 | 100% |
| 2023 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 5 | 100% |
| 2026 | 9 | 100% |
Source: CFPB Consumer Complaint Database
Mega Capital Funding Inc. filings cluster in one product
Mega Capital Funding Inc.'s 27 logged complaints stay concentrated: only 5 states show a filing. 48.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-18.
Mega Capital Funding Inc. answers 100% of complaints inside the CFPB's tracked window and closes 85.2% with a written explanation. 3.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mega Capital Funding Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mega Capital Funding Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mega Capital Funding Inc. (100% timely; 3.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration