Total complaints
34
Filed since 2012
34 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
34 consumer complaints filed with the CFPB
This profile shows WATERMARK CAPITAL, INC.'s complaint history from CFPB public records. 34 consumers have filed complaints since 2012. The company has a 94.1% timely response rate and has provided relief in 2.9% of cases.
Total complaints
34
Filed since 2012
Timely response
94.1%
CFPB-tracked response window
Relief rate
2.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How WATERMARK CAPITAL, INC.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 29 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 2 |
| State | Complaints |
|---|---|
| CA | 16 |
| WA | 4 |
| AZ | 3 |
| MA | 3 |
| MD | 2 |
| OR | 1 |
| PA | 1 |
| TX | 1 |
| TN | 1 |
| MI | 1 |
| GA | 1 |
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 8 |
| Trouble during payment process | 7 |
| Incorrect information on your report | 5 |
| Application, originator, mortgage broker | 5 |
| Settlement process and costs | 3 |
| Improper use of your report | 2 |
| Closing on a mortgage | 2 |
| Loan servicing, payments, escrow account | 1 |
| Struggling to pay mortgage | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 0% |
| 2013 | 1 | 0% |
| 2014 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 2 | 100% |
| 2017 | 2 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 4 | 100% |
| 2022 | 5 | 100% |
| 2023 | 8 | 100% |
| 2024 | 1 | 100% |
| 2025 | 2 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
WATERMARK CAPITAL, INC. has accumulated 34 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-02-02, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, WATERMARK CAPITAL, INC. reports a 94.1% timely-response rate and has closed 94.1% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 11.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating WATERMARK CAPITAL, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
WATERMARK CAPITAL, INC. has received 34 consumer complaints filed with the Consumer Financial Protection Bureau.
WATERMARK CAPITAL, INC. has a 94.1% timely response rate to CFPB complaints.
The most common issue reported against WATERMARK CAPITAL, INC. is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.