2026 data Public-data reference. official source

WATERMARK CAPITAL, INC.

34 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

34 consumer complaints filed with the CFPB

This profile shows WATERMARK CAPITAL, INC.'s complaint history from CFPB public records. 34 consumers have filed complaints since 2012. The company has a 94.1% timely response rate and has provided relief in 2.9% of cases.

34
Total Complaints
94.1%
Timely Response
11.8%
Disputed
2.9%
Relief Provided
11
States Active
2012
Since

Total complaints

34

Filed since 2012

Timely response

94.1%

CFPB-tracked response window

Relief rate

2.9%

Closed with monetary or non-monetary relief

Timely response rate 94.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.9%
Industry median

Share closed with monetary or non-monetary relief.

WATERMARK CAPITAL, INC. complaint mix by product

Total complaints: 34

WATERMARK CAPITAL, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 29 complaints (85.3%), resolution 0.0% Mortgage 85.3% Credit reporting,: 3 complaints (8.8%), resolution 0.0% Credit reporting, 8.8% Credit reporting: 2 complaints (5.9%), resolution 50.0%
  • Mortgage 29 85.3% 0% relief
  • Credit reporting, 3 8.8% 0% relief
  • Credit reporting 2 5.9% 50% relief

How WATERMARK CAPITAL, INC.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 29
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting or other personal consumer reports 2

Top States

State Complaints
CA 16
WA 4
AZ 3
MA 3
MD 2
OR 1
PA 1
TX 1
TN 1
MI 1
GA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 8
Trouble during payment process 7
Incorrect information on your report 5
Application, originator, mortgage broker 5
Settlement process and costs 3
Improper use of your report 2
Closing on a mortgage 2
Loan servicing, payments, escrow account 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2012 1 0%
2013 1 0%
2014 1 100%
2015 3 100%
2016 2 100%
2017 2 100%
2019 1 100%
2020 2 100%
2021 4 100%
2022 5 100%
2023 8 100%
2024 1 100%
2025 2 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About WATERMARK CAPITAL, INC.

WATERMARK CAPITAL, INC. has accumulated 34 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-02-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, WATERMARK CAPITAL, INC. reports a 94.1% timely-response rate and has closed 94.1% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 11.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating WATERMARK CAPITAL, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does WATERMARK CAPITAL, INC. have?

WATERMARK CAPITAL, INC. has received 34 consumer complaints filed with the Consumer Financial Protection Bureau.

Does WATERMARK CAPITAL, INC. respond to complaints on time?

WATERMARK CAPITAL, INC. has a 94.1% timely response rate to CFPB complaints.

What is the most common complaint about WATERMARK CAPITAL, INC.?

The most common issue reported against WATERMARK CAPITAL, INC. is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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