CFPB · Single-product concentration
Watermark Capital, Inc.
54 CFPB complaints · 90.7% in "Mortgage" · top issue Trouble during payment process.
Watermark Capital, Inc.: 90.7% of 54 CFPB complaints sit in "Mortgage". Timely 96.3% · relief 3.7%. Allegations, not findings.
- Single-product concentration
- +100% filings 2012 to 2026
CFPB relief outcome brief
CCDB company watermark-capital-inc
3.7% relief · 96.3% timely · 54 filings · Mortgage
Same-product relief peers
Nearest relief peer: Rocket Mortgage, LLC (3.7% relief)
Watermark Capital, Inc. closes 3.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Watermark Capital, Inc.'s 54 filings include narrative text
59.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Watermark Capital, Inc. complaint mix by product
- Mortgage 49 90.7% – 2% relief
- Credit reporting, 3 5.6% – 0% relief
- Credit reporting 2 3.7% – 50% relief
How Watermark Capital, Inc.'s 54 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 49 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 2 |
Concentrated filing states for Watermark Capital, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 51.9% of this company's filings
Watermark Capital, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2012
Top States
| State | Complaints |
|---|---|
| CA | 28 |
| WA | 5 |
| AZ | 5 |
| MA | 3 |
| TX | 3 |
| MI | 2 |
| MD | 2 |
| PA | 1 |
| OR | 1 |
| VA | 1 |
| NV | 1 |
| GA | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 18 |
| Applying for a mortgage or refinancing an existing mortgage | 14 |
| Application, originator, mortgage broker | 6 |
| Incorrect information on your report | 5 |
| Closing on a mortgage | 4 |
| Settlement process and costs | 3 |
| Improper use of your report | 2 |
| Struggling to pay mortgage | 1 |
| Loan servicing, payments, escrow account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 0% |
| 2013 | 1 | 0% |
| 2014 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 2 | 100% |
| 2017 | 5 | 100% |
| 2019 | 2 | 100% |
| 2020 | 6 | 100% |
| 2021 | 9 | 100% |
| 2022 | 6 | 100% |
| 2023 | 11 | 100% |
| 2024 | 2 | 100% |
| 2025 | 3 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Watermark Capital, Inc. filings cluster in one product
Watermark Capital, Inc.'s 54 logged complaints stay concentrated: only 13 states show a filing. 59.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-02-02.
Watermark Capital, Inc. answers 96.3% of complaints inside the CFPB's tracked window and closes 94.4% with a written explanation. 3.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Watermark Capital, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Watermark Capital, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 54.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Watermark Capital, Inc. (96.3% timely; 3.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration