2026 data Public-data reference. official source

Makes Cents, Inc. dba Advance.Cash

33 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

33 consumer complaints filed with the CFPB

This profile shows Makes Cents, Inc. dba Advance.Cash's complaint history from CFPB public records. 33 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 0% of cases.

33
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
18
States Active
2022
Since

Total complaints

33

Filed since 2022

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Makes Cents, Inc. dba Advance.Cash complaint mix by product

Total complaints: 33

Makes Cents, Inc. dba Advance.Cash complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 33 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 21 complaints (63.6%), resolution 0.0% Payday loan, 63.6% Debt collection: 8 complaints (24.2%), resolution 0.0% Debt collection 24.2% Credit reporting: 2 complaints (6.1%), resolution 0.0% Credit reporting 6.1% Payday loan,: 2 complaints (6.1%), resolution 0.0% Payday loan, 6.1%
  • Payday loan, 21 63.6% 0% relief
  • Debt collection 8 24.2% 0% relief
  • Credit reporting 2 6.1% 0% relief
  • Payday loan, 2 6.1% 0% relief

How Makes Cents, Inc. dba Advance.Cash's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 21
Debt collection 8
Credit reporting or other personal consumer reports 2
Payday loan, title loan, or personal loan 2

Top States

State Complaints
CA 5
PA 4
FL 3
NJ 3
KY 2
TX 2
MO 2
MD 2
GA 1
NV 1
CO 1
WA 1
MS 1
AZ 1
NC 1
OH 1
TN 1
SC 1

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 8
Struggling to pay your loan 7
Attempts to collect debt not owed 3
Can't contact lender or servicer 3
Getting the loan 2
Threatened to contact someone or share information improperly 2
Took or threatened to take negative or legal action 2
Problem with a company's investigation into an existing problem 1
Received a loan you didn't apply for 1
Incorrect information on your report 1
Problem when making payments 1
Written notification about debt 1
Can't stop withdrawals from your bank account 1

Yearly Trend

Year Complaints Timely
2022 5 100%
2023 1 100%
2024 8 100%
2025 15 100%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Makes Cents, Inc. dba Advance.Cash

Makes Cents, Inc. dba Advance.Cash has accumulated 33 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 16 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-02-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Makes Cents, Inc. dba Advance.Cash reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, personal loan, or advance loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Makes Cents, Inc. dba Advance.Cash: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Makes Cents, Inc. dba Advance.Cash have?

Makes Cents, Inc. dba Advance.Cash has received 33 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Makes Cents, Inc. dba Advance.Cash respond to complaints on time?

Makes Cents, Inc. dba Advance.Cash has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Makes Cents, Inc. dba Advance.Cash?

The most common issue reported against Makes Cents, Inc. dba Advance.Cash is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, personal loan, or advance loan" product category.

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