CFPB · Mid-pack CFPB posture
Main Street Holdings, Inc.
32 CFPB complaints · 5 states · top issue Attempts to collect debt not owed.
Main Street Holdings, Inc. has 32 consumer complaints in the CFPB public database. Timely response is 100%; 3.1% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +700% filings 2017 to 2026
CFPB relief outcome brief
CCDB company main-street-holdings-inc
3.1% relief · 100% timely · 32 filings · Debt collection
Same-product relief peers
Nearest relief peer: URS Holding, LLC (3.1% relief)
Main Street Holdings, Inc. closes 3.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 32 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Main Street Holdings, Inc. complaint mix by product
- Debt collection 17 54.8% – 0% relief
- Credit reporting 5 16.1% – 0% relief
- Credit reporting, 4 12.9% – 0% relief
- Payday loan, 2 6.5% – 50% relief
- Debt or 1 3.2% – 0% relief
- Payday loan, 1 3.2% – 0% relief
- Consumer Loan 1 3.2% – 0% relief
How Main Street Holdings, Inc.'s 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 17 |
| Credit reporting or other personal consumer reports | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Payday loan, title loan, or personal loan | 2 |
| Debt or credit management | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Vehicle loan or lease | 1 |
Concentrated filing states for Main Street Holdings, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- SC
- 78.1% of this company's filings
Main Street Holdings, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 16
- +700% vs 2017
Top States
| State | Complaints |
|---|---|
| SC | 25 |
| GA | 2 |
| NC | 2 |
| KY | 2 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 15 |
| Improper use of your report | 7 |
| Incorrect information on your report | 2 |
| Problem when making payments | 2 |
| Confusing or missing disclosures | 1 |
| Took or threatened to take negative or legal action | 1 |
| Managing the loan or lease | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Problems at the end of the loan or lease | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 3 | 100% |
| 2025 | 4 | 100% |
| 2026 | 16 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Main Street Holdings, Inc.
Main Street Holdings, Inc.'s 32 logged complaints stay concentrated: only 5 states show a filing. Only 15.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-06-22.
Main Street Holdings, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 3.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Main Street Holdings, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Main Street Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 32.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Main Street Holdings, Inc. (100% timely; 3.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture