CFPB · Single-product concentration
Loan Simple Inc.
22 CFPB complaints · 95.5% in "Mortgage" · top issue Closing on a mortgage.
Loan Simple Inc.: 95.5% of 22 CFPB complaints sit in "Mortgage". Timely 100% · relief 13.6%. Allegations, not findings.
- Single-product concentration
- +200% filings 2017 to 2026
CFPB relief outcome brief
CCDB company loan-simple-inc
13.6% relief · 100% timely · 22 filings · Mortgage
Same-product relief peers
Nearest relief peer: Pennymac Loan Services, LLC. (13.4% relief)
Loan Simple Inc. closes 13.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Loan Simple Inc.'s 22 filings include narrative text
54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Loan Simple Inc. complaint mix by product
- Mortgage 21 95.5% – 14% relief
- Payday loan, 1 4.5% – 0% relief
How Loan Simple Inc.'s 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 21 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where Loan Simple Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 31.8% of this company's filings
Loan Simple Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2017
Top States
| State | Complaints |
|---|---|
| GA | 7 |
| CO | 5 |
| TX | 4 |
| IN | 1 |
| FL | 1 |
| CA | 1 |
| NC | 1 |
| NM | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 10 |
| Applying for a mortgage or refinancing an existing mortgage | 6 |
| Trouble during payment process | 4 |
| Struggling to pay mortgage | 1 |
| Getting a line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2020 | 2 | 100% |
| 2021 | 2 | 100% |
| 2023 | 3 | 100% |
| 2024 | 3 | 100% |
| 2025 | 4 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Loan Simple Inc. filings cluster in one product
Loan Simple Inc.'s 22 logged complaints stay concentrated: only 9 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-24.
Loan Simple Inc. answers 100% of complaints inside the CFPB's tracked window and closes 81.8% with a written explanation. 13.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Loan Simple Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Loan Simple Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 22.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Loan Simple Inc. (100% timely; 13.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration