CFPB · Mid-pack CFPB posture

Bankunited, National Association

313 CFPB complaints · 32 states · top issue Loan modification,collection,foreclosure.

313 CFPB complaints

Bankunited, National Association has 313 consumer complaints in the CFPB public database. Timely response is 99.7%; 14.4% closed with relief; top product Mortgage. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +50% filings 2011 to 2026

CFPB relief outcome brief

CCDB company bankunited-national-association

14.4% relief · 99.7% timely · 313 filings · Mortgage

Nearest relief peer: Cit Bank, National Association (14.8% relief)

Bankunited, National Associa…14.4%Blockchain.com, Inc.1%Finance of America Holdings …2.9%First Hawaiian, Inc.9.2%Pendrick Capital Partners Ho…0.3%
Closed-with-relief % among Bankunited, National Association and nearest filing-volume peers

Bankunited, National Association closes 14.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 313 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bankunited, National Association complaint mix by product

Total complaints: 313

Bankunited, National Association complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 313 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 194 complaints (62.6%), resolution 14.4% Mortgage 62.6% Checking or: 49 complaints (15.8%), resolution 12.2% Checking or 15.8% Bank account: 43 complaints (13.9%), resolution 20.9% Bank account 13.9% Money transfer,: 7 complaints (2.3%), resolution 14.3% Debt collection: 7 complaints (2.3%), resolution 0.0% Consumer Loan: 5 complaints (1.6%), resolution 20.0% Payday loan,: 5 complaints (1.6%), resolution 0.0%
  • Mortgage 194 62.6% 14% relief
  • Checking or 49 15.8% 12% relief
  • Bank account 43 13.9% 21% relief
  • Money transfer, 7 2.3% 14% relief
  • Debt collection 7 2.3% 0% relief
  • Consumer Loan 5 1.6% 20% relief
  • Payday loan, 5 1.6% 0% relief

How Bankunited, National Association's 313 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 194
Checking or savings account 49
Bank account or service 43
Money transfer, virtual currency, or money service 7
Debt collection 7
Consumer Loan 5
Payday loan, title loan, or personal loan 5
Credit reporting or other personal consumer reports 1
Credit reporting, credit repair services, or other personal consumer reports 1
Credit card or prepaid card 1

Concentrated filing states for Bankunited, National Association

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
53.7% of this company's filings
FL168CA18NY16NJ16VA11MD9MA8AZ6

Bankunited, National Association rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2011
0204060 201120132015201720192021202320252026 3

Top States

State Complaints
FL 168
CA 18
NY 16
NJ 16
VA 11
MD 9
MA 8
AZ 6
IL 6
GA 6
NV 4
PA 4
TX 4
CT 2
MO 2
MI 2
NC 2
DE 2
MN 2
WA 2

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 79
Loan servicing, payments, escrow account 64
Account opening, closing, or management 32
Managing an account 30
Trouble during payment process 18
Application, originator, mortgage broker 14
Closing an account 12
Closing on a mortgage 6
Deposits and withdrawals 5
Opening an account 4
Other 4
Cont'd attempts collect debt not owed 3
Making/receiving payments, sending money 3
Managing the loan or lease 3
Settlement process and costs 3
Struggling to pay mortgage 3
Problem with the payoff process at the end of the loan 3
Fraud or scam 2
Other transaction problem 2
Disclosure verification of debt 2

Yearly Trend

Year Complaints Timely
2011 2 100%
2012 56 98.2%
2013 49 100%
2014 41 100%
2015 40 100%
2016 21 100%
2017 26 100%
2018 14 100%
2019 17 100%
2020 11 100%
2021 8 100%
2022 9 100%
2023 2 100%
2024 7 100%
2025 7 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Bankunited, National Association

Bankunited, National Association's 313 logged complaints stay concentrated: only 32 states show a filing. Only 15.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2011 through 2026-04-09.

Bankunited, National Association answers 99.7% of complaints inside the CFPB's tracked window and closes 84.7% with a written explanation. 14.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bankunited, National Association.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bankunited, National Association: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bankunited, National Association (99.7% timely; 14.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture