CFPB · Lighter filing volume

Kimball, Tirey & St. John LLP

1.2K CFPB complaints (light-volume third) · 40 states · top issue Attempts to collect debt not owed.

1.2K CFPB complaints

Kimball, Tirey & St. John LLP is in the light-volume third with 1.2K CFPB complaints (ranks #310 of 342). Timely 96.6% · relief 0.4% · top product Debt collection. Allegations, not findings.

  • Volume rank #310 of 342
  • Lighter filing volume
  • +4800% filings 2013 to 2026

CFPB relief outcome brief

CCDB company kimball-tirey-st-john-llp

0.4% relief · 96.6% timely · 1.2K filings · Debt collection

Nearest relief peer: LJ Ross Associates (0.4% relief)

Kimball, Tirey & St. John LL…0.4%Axos Financial, Inc.0%Real Time Group, Inc.0.5%Vystar Credit Union16.5%Carvana Group, LLC0.3%
Closed-with-relief % among Kimball, Tirey & St. John LLP and nearest filing-volume peers

Kimball, Tirey & St. John LLP closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Kimball, Tirey & St. John LLP's 1.2K filings include narrative text

45.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Kimball, Tirey & St. John LLP complaint mix by product

Total complaints: 1.2K

Kimball, Tirey & St. John LLP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 951 complaints (81.1%), resolution 0.5% Debt collection 81.1% Credit reporting: 138 complaints (11.8%), resolution 0.0% Credit reporting 11.8% Credit reporting,: 76 complaints (6.5%), resolution 0.0% Credit reporting, 6.5% Debt or: 3 complaints (0.3%), resolution 0.0% Credit reporting: 2 complaints (0.2%), resolution 0.0% Credit card: 2 complaints (0.2%), resolution 0.0% Credit card: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 951 81.1% 1% relief
  • Credit reporting 138 11.8% 0% relief
  • Credit reporting, 76 6.5% 0% relief
  • Debt or 3 0.3% 0% relief
  • Credit reporting 2 0.2% 0% relief
  • Credit card 2 0.2% 0% relief
  • Credit card 1 0.1% 0% relief

Lighter-volume mix: how Kimball, Tirey & St. John LLP's 1.2K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 951
Credit reporting or other personal consumer reports 138
Credit reporting, credit repair services, or other personal consumer reports 76
Debt or credit management 3
Credit reporting 2
Credit card or prepaid card 2
Credit card 1

Concentrated filing states for Kimball, Tirey & St. John LLP

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
CA
75.8% of this company's filings
CA889TX45AZ23FL23NV22GA19NY17VA11

Kimball, Tirey & St. John LLP rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
196
+4800% vs 2013
0100200300400 20132015201720192021202320252026 196

Top States

State Complaints
CA 889
TX 45
AZ 23
FL 23
NV 22
GA 19
NY 17
VA 11
IL 10
NC 9
SC 9
TN 8
OH 7
WA 7
MI 6
IN 5
UT 5
OK 4
HI 4
MD 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 391
False statements or representation 186
Written notification about debt 146
Took or threatened to take negative or legal action 129
Incorrect information on your report 110
Improper use of your report 42
Cont'd attempts collect debt not owed 39
Problem with a company's investigation into an existing problem 31
Disclosure verification of debt 22
Problem with a credit reporting company's investigation into an existing problem 21
Communication tactics 18
Threatened to contact someone or share information improperly 12
Credit monitoring or identity theft protection services 4
Improper contact or sharing of info 4
Identity theft protection or other monitoring services 3
Problem with a company's investigation into an existing issue 3
Taking/threatening an illegal action 3
Incorrect information on credit report 2
Fraud or scam 2
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 19 89.5%
2015 19 100%
2016 37 100%
2017 47 100%
2018 47 100%
2019 46 100%
2020 40 97.5%
2021 69 97.1%
2022 55 94.5%
2023 72 91.7%
2024 143 94.4%
2025 379 97.4%
2026 196 95.9%

Source: CFPB Consumer Complaint Database

Kimball, Tirey & St. John LLP in the light-volume third

Kimball, Tirey & St. John LLP's 1,173 logged complaints reach a nationwide footprint - 40 states have at least one filing. 45.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25. Volume lands in the lightest third of the indexed company corpus (#310 of 342).

Kimball, Tirey & St. John LLP answers 96.6% of complaints inside the CFPB's tracked window and closes 97.4% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kimball, Tirey & St. John LLP.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Kimball, Tirey & St. John LLP: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Kimball, Tirey & St. John LLP (#310 of 342; 96.6% timely; 0.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume