2026 data Public-data reference. official source

PROSPERITY BANCSHARES, INC.

227 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

227 consumer complaints filed with the CFPB

This profile shows PROSPERITY BANCSHARES, INC.'s complaint history from CFPB public records. 227 consumers have filed complaints since 2014. The company has a 95.6% timely response rate and has provided relief in 14.5% of cases.

227
Total Complaints
95.6%
Timely Response
4%
Disputed
14.5%
Relief Provided
14
States Active
2014
Since

Total complaints

227

Filed since 2014

Timely response

95.6%

CFPB-tracked response window

Relief rate

14.5%

Closed with monetary or non-monetary relief

Timely response rate 95.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.5%
Industry median

Share closed with monetary or non-monetary relief.

PROSPERITY BANCSHARES, INC. complaint mix by product

Total complaints: 227

PROSPERITY BANCSHARES, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 227 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 147 complaints (68.1%), resolution 17.7% Checking or 68.1% Bank account: 31 complaints (14.4%), resolution 6.5% Bank account 14.4% Mortgage: 19 complaints (8.8%), resolution 15.8% Mortgage 8.8% Credit card: 8 complaints (3.7%), resolution 12.5% Money transfer,: 4 complaints (1.9%), resolution 0.0% Credit reporting: 4 complaints (1.9%), resolution 0.0% Credit reporting,: 3 complaints (1.4%), resolution 33.3%
  • Checking or 147 68.1% 18% relief
  • Bank account 31 14.4% 7% relief
  • Mortgage 19 8.8% 16% relief
  • Credit card 8 3.7% 13% relief
  • Money transfer, 4 1.9% 0% relief
  • Credit reporting 4 1.9% 0% relief
  • Credit reporting, 3 1.4% 33% relief

How PROSPERITY BANCSHARES, INC.'s 227 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 147
Bank account or service 31
Mortgage 19
Credit card 8
Money transfer, virtual currency, or money service 4
Credit reporting or other personal consumer reports 4
Credit reporting, credit repair services, or other personal consumer reports 3
Consumer Loan 3
Vehicle loan or lease 3
Payday loan, title loan, or personal loan 2
Other financial service 1
Credit card or prepaid card 1
Debt collection 1

Top States

State Complaints
TX 195
OK 12
MD 3
CO 2
VA 2
AK 1
NJ 1
PA 1
CA 1
WV 1
AR 1
IN 1
KS 1
TN 1

Top Issues

Issue Complaints
Managing an account 92
Problem with a lender or other company charging your account 20
Problem caused by your funds being low 17
Account opening, closing, or management 14
Closing an account 12
Applying for a mortgage or refinancing an existing mortgage 6
Incorrect information on your report 6
Opening an account 6
Problem with a purchase shown on your statement 5
Closing on a mortgage 5
Problems caused by my funds being low 5
Using a debit or ATM card 4
Deposits and withdrawals 4
Making/receiving payments, sending money 4
Fraud or scam 2
Improper use of your report 2
Trouble during payment process 2
Problems when you are unable to pay 2
Loan servicing, payments, escrow account 2
Loan modification,collection,foreclosure 1

Yearly Trend

Year Complaints Timely
2014 11 81.8%
2015 11 90.9%
2016 15 93.3%
2017 11 100%
2018 14 85.7%
2019 22 90.9%
2020 27 92.6%
2021 20 100%
2022 15 100%
2023 22 100%
2024 21 100%
2025 29 100%
2026 9 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About PROSPERITY BANCSHARES, INC.

PROSPERITY BANCSHARES, INC. has accumulated 227 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 62 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, PROSPERITY BANCSHARES, INC. reports a 95.6% timely-response rate and has closed 81.1% of cases with a written explanation to the consumer. 14.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PROSPERITY BANCSHARES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does PROSPERITY BANCSHARES, INC. have?

PROSPERITY BANCSHARES, INC. has received 227 consumer complaints filed with the Consumer Financial Protection Bureau.

Does PROSPERITY BANCSHARES, INC. respond to complaints on time?

PROSPERITY BANCSHARES, INC. has a 95.6% timely response rate to CFPB complaints.

What is the most common complaint about PROSPERITY BANCSHARES, INC.?

The most common issue reported against PROSPERITY BANCSHARES, INC. is "Managing an account" in the "Checking or savings account" product category.

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