CFPB · Single-product concentration

KBHS Home Loans, LLC

22 CFPB complaints · 81.8% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

22 CFPB complaints

KBHS Home Loans, LLC: 81.8% of 22 CFPB complaints sit in "Mortgage". Timely 95.5% · relief 4.5%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2017 to 2021

CFPB relief outcome brief

CCDB company kbhs-home-loans-llc

4.5% relief · 95.5% timely · 22 filings · Mortgage

Nearest relief peer: Everbank, National Association (4.5% relief)

KBHS Home Loans, LLC (this)4.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among KBHS Home Loans, LLC and nearest filing-volume peers

KBHS Home Loans, LLC closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of KBHS Home Loans, LLC's 22 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 95.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

KBHS Home Loans, LLC complaint mix by product

Total complaints: 22

KBHS Home Loans, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 18 complaints (81.8%), resolution 5.6% Mortgage 81.8% Credit reporting,: 3 complaints (13.6%), resolution 0.0% Credit reporting, 13.6% Debt collection: 1 complaints (4.5%), resolution 0.0%
  • Mortgage 18 81.8% 6% relief
  • Credit reporting, 3 13.6% 0% relief
  • Debt collection 1 4.5% 0% relief

How KBHS Home Loans, LLC's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 18
Credit reporting, credit repair services, or other personal consumer reports 3
Debt collection 1

Where KBHS Home Loans, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
22.7% of this company's filings
CA5TX5FL4AZ3AR2NV1

KBHS Home Loans, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
2
-33.3% vs 2017
02468 20172018201920202021 2

Top States

State Complaints
CA 5
TX 5
FL 4
AZ 3
AR 2
NV 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 9
Closing on a mortgage 4
Trouble during payment process 4
Improper use of your report 3
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2017 3 66.7%
2018 5 100%
2019 7 100%
2020 5 100%
2021 2 100%

Source: CFPB Consumer Complaint Database

KBHS Home Loans, LLC filings cluster in one product

KBHS Home Loans, LLC's 22 logged complaints stay concentrated: only 6 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2021-04-26.

KBHS Home Loans, LLC answers 95.5% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about KBHS Home Loans, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for KBHS Home Loans, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for KBHS Home Loans, LLC (95.5% timely; 4.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration