CFPB · Narrative-heavy record
It'S Time - Credit Repair LLC
3 CFPB complaints · 100% with narratives · top issue Fraud or scam.
It'S Time - Credit Repair LLC: 100% of 3 filings include consumer narratives. Timely 33.3% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2017 to 2022
CFPB relief outcome brief
CCDB company it-s-time-credit-repair-llc
0% relief · 33.3% timely · 3 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
It'S Time - Credit Repair LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
It'S Time - Credit Repair LLC complaint mix by product
- Credit reporting, 2 66.7% – 0% relief
- Other financial 1 33.3% – 0% relief
How It'S Time - Credit Repair LLC's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Other financial service | 1 |
Concentrated filing states for It'S Time - Credit Repair LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 66.7% of this company's filings
It'S Time - Credit Repair LLC complaints by year
Annual filing volume from the CFPB public database
- 2022
- 1
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| TX | 2 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 1 |
| Improper use of your report | 1 |
| Confusing or missing disclosures | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2019 | 1 | 0% |
| 2022 | 1 | 0% |
Source: CFPB Consumer Complaint Database
It'S Time - Credit Repair LLC's narrative-rich complaint ledger
It'S Time - Credit Repair LLC's 3 logged complaints stay concentrated: only 2 states show a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2022-10-12.
It'S Time - Credit Repair LLC answers 33.3% of complaints inside the CFPB's tracked window and closes 33.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about It'S Time - Credit Repair LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for It'S Time - Credit Repair LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 33.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for It'S Time - Credit Repair LLC (33.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record