CFPB · Single-product concentration
Internal Credit Systems, Inc
31 CFPB complaints · 100% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Internal Credit Systems, Inc: 100% of 31 CFPB complaints sit in "Debt collection". Timely 100% · relief 3.2%. Allegations, not findings.
- Single-product concentration
- +11.1% filings 2024 to 2026
CFPB relief outcome brief
CCDB company internal-credit-systems-inc
3.2% relief · 100% timely · 31 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ezcorp, Inc. (3.2% relief)
Internal Credit Systems, Inc closes 3.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Internal Credit Systems, Inc scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (15/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
15 / 100 percentile-benchmarked
3.2% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
94 / 100 percentile-benchmarked
96.8% of complaints closed with an explanation to the consumer
Most of Internal Credit Systems, Inc's 31 filings include narrative text
54.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Internal Credit Systems, Inc complaint mix by product
- Debt collection 31 100.0% – 3% relief
How Internal Credit Systems, Inc's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 31 |
Where Internal Credit Systems, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- OH
- 25.8% of this company's filings
Internal Credit Systems, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 10
- +11.1% vs 2024
Top States
| State | Complaints |
|---|---|
| OH | 8 |
| IN | 3 |
| PA | 3 |
| MO | 2 |
| MI | 2 |
| WA | 2 |
| GA | 2 |
| CA | 2 |
| IL | 1 |
| VA | 1 |
| RI | 1 |
| NH | 1 |
| NY | 1 |
| MN | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 12 |
| Communication tactics | 5 |
| Written notification about debt | 5 |
| False statements or representation | 4 |
| Threatened to contact someone or share information improperly | 2 |
| Attempts to collect debt not owed | 2 |
| Electronic communications | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 9 | 100% |
| 2025 | 12 | 100% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database
Internal Credit Systems, Inc filings cluster in one product
Internal Credit Systems, Inc's 31 logged complaints stay concentrated: only 15 states show a filing. 54.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-04-03.
Internal Credit Systems, Inc answers 100% of complaints inside the CFPB's tracked window and closes 96.8% with a written explanation. 3.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Internal Credit Systems, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Internal Credit Systems, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 31.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Internal Credit Systems, Inc (100% timely; 3.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration