CFPB · Narrative-heavy record

Inter-Cambio Express, Inc.

9 CFPB complaints · 44.4% with narratives · top issue Money was not available when promised.

9 CFPB complaints

Inter-Cambio Express, Inc.: 44.4% of 9 filings include consumer narratives. Timely 55.6% · relief 11.1% · top product Money transfer, virtual currency, or money service. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2015 to 2025

CFPB relief outcome brief

CCDB company inter-cambio-express-inc

11.1% relief · 55.6% timely · 9 filings · Money transfer, virtual currency, or money service

Nearest relief peer: Meta Payments Inc. (10.9% relief)

Inter-Cambio Express, Inc.(this)11.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Inter-Cambio Express, Inc. and nearest filing-volume peers

Inter-Cambio Express, Inc. closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Inter-Cambio Express, Inc. has 9 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 55.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Inter-Cambio Express, Inc. complaint mix by product

Total complaints: 9

Inter-Cambio Express, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 6 complaints (66.7%), resolution 16.7% Money transfer, 66.7% Debt collection: 2 complaints (22.2%), resolution 0.0% Debt collection 22.2% Money transfers: 1 complaints (11.1%), resolution 0.0% Money transfers 11.1%
  • Money transfer, 6 66.7% – 17% relief
  • Debt collection 2 22.2% – 0% relief
  • Money transfers 1 11.1% – 0% relief

How Inter-Cambio Express, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 6
Debt collection 2
Money transfers 1

Where Inter-Cambio Express, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
22.2% of this company's filings
WI2CO1CA1SC1KY1

Inter-Cambio Express, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
2
+100% vs 2015
0.511.522.5 201520182019202020232025 2

Top States

State Complaints
WI 2
CO 1
CA 1
SC 1
KY 1

Top Issues

Issue Complaints
Money was not available when promised 3
Other service problem 3
False statements or representation 2
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2018 2 100%
2019 2 100%
2020 1 0%
2023 1 0%
2025 2 0%

Source: CFPB Consumer Complaint Database

Inter-Cambio Express, Inc.'s narrative-rich complaint ledger

Inter-Cambio Express, Inc.'s 9 logged complaints stay concentrated: only 5 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-09-27.

Inter-Cambio Express, Inc. answers 55.6% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Money was not available when promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Inter-Cambio Express, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Inter-Cambio Express, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Inter-Cambio Express, Inc. (55.6% timely; 11.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record