2026 data Public-data reference. official source

Innovate Managed Holdings, LLC

168 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

168 consumer complaints filed with the CFPB

This profile shows Innovate Managed Holdings, LLC's complaint history from CFPB public records. 168 consumers have filed complaints since 2016. The company has a 53.6% timely response rate and has provided relief in 3% of cases.

168
Total Complaints
53.6%
Timely Response
0.6%
Disputed
3%
Relief Provided
27
States Active
2016
Since

Total complaints

168

Filed since 2016

Timely response

53.6%

CFPB-tracked response window

Relief rate

3%

Closed with monetary or non-monetary relief

Timely response rate 53.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.0%
Industry median

Share closed with monetary or non-monetary relief.

Innovate Managed Holdings, LLC complaint mix by product

Total complaints: 168

Innovate Managed Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 168 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 73 complaints (43.5%), resolution 1.4% Vehicle loan 43.5% Credit reporting,: 58 complaints (34.5%), resolution 1.7% Credit reporting, 34.5% Debt collection: 20 complaints (11.9%), resolution 10.0% Debt collection 11.9% Credit reporting: 13 complaints (7.7%), resolution 0.0% Credit reporting 7.7% Consumer Loan: 4 complaints (2.4%), resolution 25.0%
  • Vehicle loan 73 43.5% 1% relief
  • Credit reporting, 58 34.5% 2% relief
  • Debt collection 20 11.9% 10% relief
  • Credit reporting 13 7.7% 0% relief
  • Consumer Loan 4 2.4% 25% relief

How Innovate Managed Holdings, LLC's 168 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 73
Credit reporting, credit repair services, or other personal consumer reports 58
Debt collection 20
Credit reporting or other personal consumer reports 13
Consumer Loan 4

Top States

State Complaints
FL 35
TX 28
GA 18
TN 9
IL 9
CA 8
MD 7
SC 7
PA 6
NY 4
NJ 4
AL 4
CO 3
OH 3
NV 3
MO 2
WA 2
MS 2
LA 2
AZ 2

Top Issues

Issue Complaints
Incorrect information on your report 41
Managing the loan or lease 34
Improper use of your report 30
Problems at the end of the loan or lease 16
Attempts to collect debt not owed 13
Repossession 6
Getting a loan or lease 5
Struggling to pay your loan 4
Unable to get your credit report or credit score 4
Problem with a credit reporting company's investigation into an existing problem 3
Communication tactics 3
Took or threatened to take negative or legal action 2
Credit monitoring or identity theft protection services 2
Taking out the loan or lease 1
False statements or representation 1
Problems when you are unable to pay 1
Problem with a company's investigation into an existing problem 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2016 2 50%
2017 16 93.8%
2018 13 15.4%
2019 8 25%
2020 9 100%
2021 16 87.5%
2022 41 34.1%
2023 33 21.2%
2024 9 100%
2025 17 100%
2026 4 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Innovate Managed Holdings, LLC

Innovate Managed Holdings, LLC has accumulated 168 consumer complaints in the CFPB public database, with filings active across 27 U.S. states. Of those submissions, 80 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Innovate Managed Holdings, LLC reports a 53.6% timely-response rate and has closed 94.6% of cases with a written explanation to the consumer. 3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Innovate Managed Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Innovate Managed Holdings, LLC have?

Innovate Managed Holdings, LLC has received 168 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Innovate Managed Holdings, LLC respond to complaints on time?

Innovate Managed Holdings, LLC has a 53.6% timely response rate to CFPB complaints.

What is the most common complaint about Innovate Managed Holdings, LLC?

The most common issue reported against Innovate Managed Holdings, LLC is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

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