CFPB · Narrative-heavy record
Innovate Managed Holdings, LLC
212 CFPB complaints · 57.5% with narratives · top issue Incorrect information on your report.
Innovate Managed Holdings, LLC: 57.5% of 212 filings include consumer narratives. Timely 54.7% · relief 3.3% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +75% filings 2016 to 2026
CFPB relief outcome brief
CCDB company innovate-managed-holdings-llc
3.3% relief · 54.7% timely · 212 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: New Century Auto Sales, Inc. (3.4% relief)
Innovate Managed Holdings, LLC closes 3.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Innovate Managed Holdings, LLC scores strongest on closed with explanation (93/100 percentile-benchmarked) and weakest on relief provided (15/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
15 / 100 percentile-benchmarked
3.3% of complaints closed with relief to the consumer
Timely response
21 / 100 percentile-benchmarked
54.7% of complaints answered inside the CFPB 15-day window
Closed with explanation
93 / 100 percentile-benchmarked
96.2% of complaints closed with an explanation to the consumer
Most of Innovate Managed Holdings, LLC's 212 filings include narrative text
57.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Innovate Managed Holdings, LLC complaint mix by product
- Vehicle loan 92 43.4% – 2% relief
- Credit reporting, 68 32.1% – 3% relief
- Debt collection 26 12.3% – 8% relief
- Credit reporting 19 9.0% – 0% relief
- Consumer Loan 6 2.8% – 17% relief
- Payday loan, 1 0.5% – 0% relief
How Innovate Managed Holdings, LLC's 212 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 92 |
| Credit reporting, credit repair services, or other personal consumer reports | 68 |
| Debt collection | 26 |
| Credit reporting or other personal consumer reports | 19 |
| Consumer Loan | 6 |
| Payday loan, title loan, or personal loan | 1 |
Where Innovate Managed Holdings, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 20.8% of this company's filings
Innovate Managed Holdings, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +75% vs 2016
Top States
| State | Complaints |
|---|---|
| FL | 44 |
| TX | 34 |
| GA | 23 |
| IL | 12 |
| CA | 12 |
| TN | 9 |
| PA | 9 |
| MD | 7 |
| SC | 7 |
| AZ | 6 |
| NY | 5 |
| AL | 5 |
| NJ | 4 |
| NV | 4 |
| WA | 3 |
| CO | 3 |
| OH | 3 |
| NC | 3 |
| LA | 2 |
| MS | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 48 |
| Managing the loan or lease | 45 |
| Improper use of your report | 38 |
| Problems at the end of the loan or lease | 20 |
| Attempts to collect debt not owed | 16 |
| Repossession | 8 |
| Unable to get your credit report or credit score | 6 |
| Getting a loan or lease | 5 |
| Communication tactics | 4 |
| Struggling to pay your loan | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 2 |
| Taking out the loan or lease | 2 |
| Written notification about debt | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Problems when you are unable to pay | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 4 | 25% |
| 2017 | 19 | 94.7% |
| 2018 | 13 | 15.4% |
| 2019 | 9 | 22.2% |
| 2020 | 9 | 100% |
| 2021 | 18 | 88.9% |
| 2022 | 47 | 38.3% |
| 2023 | 45 | 17.8% |
| 2024 | 17 | 100% |
| 2025 | 24 | 100% |
| 2026 | 7 | 14.3% |
Source: CFPB Consumer Complaint Database
Innovate Managed Holdings, LLC's narrative-rich complaint ledger
Innovate Managed Holdings, LLC's 212 logged complaints stay concentrated: only 30 states show a filing. 57.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-10.
Innovate Managed Holdings, LLC answers 54.7% of complaints inside the CFPB's tracked window and closes 96.2% with a written explanation. 3.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Innovate Managed Holdings, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Innovate Managed Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 212.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 54.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Innovate Managed Holdings, LLC (54.7% timely; 3.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record