CFPB · Narrative-heavy record

Integrity Funding Ohio, LLC

56 CFPB complaints · 50% with narratives · top issue Attempts to collect debt not owed.

56 CFPB complaints

Integrity Funding Ohio, LLC: 50% of 56 filings include consumer narratives. Timely 91.1% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2017 to 2026

CFPB relief outcome brief

CCDB company integrity-funding-ohio-llc

0% relief · 91.1% timely · 56 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Integrity Funding Ohio, LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Integrity Funding Ohio, LLC and nearest filing-volume peers

Integrity Funding Ohio, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Integrity Funding Ohio, LLC scores strongest on closed with explanation (87/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

47 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

84 / 100 percentile-benchmarked

91.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

87 / 100 percentile-benchmarked

92.9% of complaints closed with an explanation to the consumer

Most of Integrity Funding Ohio, LLC's 56 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 91.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Integrity Funding Ohio, LLC complaint mix by product

Total complaints: 56

Integrity Funding Ohio, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 56 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 22 complaints (40.7%), resolution 0.0% Payday loan, 40.7% Debt collection: 16 complaints (29.6%), resolution 0.0% Debt collection 29.6% Payday loan,: 8 complaints (14.8%), resolution 0.0% Payday loan, 14.8% Credit reporting: 4 complaints (7.4%), resolution 0.0% Credit reporting 7.4% Credit reporting,: 2 complaints (3.7%), resolution 0.0% Vehicle loan: 1 complaints (1.9%), resolution 0.0% Payday loan: 1 complaints (1.9%), resolution 0.0%
  • Payday loan, 22 40.7% – 0% relief
  • Debt collection 16 29.6% – 0% relief
  • Payday loan, 8 14.8% – 0% relief
  • Credit reporting 4 7.4% – 0% relief
  • Credit reporting, 2 3.7% – 0% relief
  • Vehicle loan 1 1.9% – 0% relief
  • Payday loan 1 1.9% – 0% relief

How Integrity Funding Ohio, LLC's 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 22
Debt collection 16
Payday loan, title loan, personal loan, or advance loan 8
Credit reporting or other personal consumer reports 4
Credit reporting, credit repair services, or other personal consumer reports 2
Vehicle loan or lease 1
Payday loan 1
Consumer Loan 1
Credit card or prepaid card 1

Concentrated filing states for Integrity Funding Ohio, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
57.1% of this company's filings
TX32OH16GA2LA2NY1CA1NC1VA1

Integrity Funding Ohio, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-50% vs 2017
246810 2017201820192020202120222023202420252026 4

Top States

State Complaints
TX 32
OH 16
GA 2
LA 2
NY 1
CA 1
NC 1
VA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 11
Charged fees or interest you didn't expect 10
Struggling to pay your loan 8
Problem with the payoff process at the end of the loan 6
Incorrect information on your report 3
Can't contact lender or servicer 3
Problem with a company's investigation into an existing problem 3
Communication tactics 2
Written notification about debt 2
Repossession 1
Credit monitoring or identity theft protection services 1
False statements or representation 1
Charged fees or interest I didn't expect 1
Taking out the loan or lease 1
Vehicle was repossessed or sold the vehicle 1
Problem with a credit reporting company's investigation into an existing problem 1
Fees or interest 1

Yearly Trend

Year Complaints Timely
2017 8 100%
2018 9 100%
2019 5 100%
2020 4 100%
2021 6 83.3%
2022 4 100%
2023 3 100%
2024 7 100%
2025 6 100%
2026 4 0%

Source: CFPB Consumer Complaint Database

Integrity Funding Ohio, LLC's narrative-rich complaint ledger

Integrity Funding Ohio, LLC's 56 logged complaints stay concentrated: only 8 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-08.

Integrity Funding Ohio, LLC answers 91.1% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Integrity Funding Ohio, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Integrity Funding Ohio, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Integrity Funding Ohio, LLC (91.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record