2026 data Public-data reference. official source

Waypoint Resource Group, LLC

1.5K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.5K consumer complaints filed with the CFPB

This profile shows Waypoint Resource Group, LLC's complaint history from CFPB public records. 1,464 consumers have filed complaints since 2017. The company has a 95.9% timely response rate and has provided relief in 0.3% of cases.

1.5K
Total Complaints
95.9%
Timely Response
0%
Disputed
0.3%
Relief Provided
49
States Active
2017
Since

Total complaints

1.5K

Filed since 2017

Timely response

95.9%

CFPB-tracked response window

Relief rate

0.3%

Closed with monetary or non-monetary relief

Timely response rate 95.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

Waypoint Resource Group, LLC complaint mix by product

Total complaints: 1.5K

Waypoint Resource Group, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,126 complaints (76.9%), resolution 0.4% Debt collection 76.9% Credit reporting,: 195 complaints (13.3%), resolution 0.5% Credit reporting, 13.3% Credit reporting: 140 complaints (9.6%), resolution 0.0% Credit reporting 9.6% Debt or: 1 complaints (0.1%), resolution 0.0% Money transfer,: 1 complaints (0.1%), resolution 0.0% Checking or: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 1K 76.9% 0% relief
  • Credit reporting, 195 13.3% 1% relief
  • Credit reporting 140 9.6% 0% relief
  • Debt or 1 0.1% 0% relief
  • Money transfer, 1 0.1% 0% relief
  • Checking or 1 0.1% 0% relief

How Waypoint Resource Group, LLC's 1.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.1K
Credit reporting, credit repair services, or other personal consumer reports 195
Credit reporting or other personal consumer reports 140
Debt or credit management 1
Money transfer, virtual currency, or money service 1
Checking or savings account 1

Top States

State Complaints
TX 287
CA 177
FL 167
PA 83
MN 74
CO 65
WA 62
MD 48
VA 42
NJ 36
GA 35
NC 29
AZ 27
OR 23
NY 22
AL 21
NV 21
IL 20
OH 17
MA 17

Top Issues

Issue Complaints
Attempts to collect debt not owed 616
Written notification about debt 295
Incorrect information on your report 198
Took or threatened to take negative or legal action 93
False statements or representation 78
Problem with a credit reporting company's investigation into an existing problem 50
Improper use of your report 49
Problem with a company's investigation into an existing problem 33
Communication tactics 33
Electronic communications 7
Credit monitoring or identity theft protection services 5
Threatened to contact someone or share information improperly 4
Didn't provide services promised 1
Problem with a company's investigation into an existing issue 1
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2017 7 100%
2018 143 100%
2019 215 98.6%
2020 138 92.8%
2021 151 98.7%
2022 68 80.9%
2023 189 87.3%
2024 250 100%
2025 202 99%
2026 101 94.1%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Waypoint Resource Group, LLC

Waypoint Resource Group, LLC has accumulated 1,464 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 525 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Waypoint Resource Group, LLC reports a 95.9% timely-response rate and has closed 99.7% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Waypoint Resource Group, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Waypoint Resource Group, LLC have?

Waypoint Resource Group, LLC has received 1,464 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Waypoint Resource Group, LLC respond to complaints on time?

Waypoint Resource Group, LLC has a 95.9% timely response rate to CFPB complaints.

What is the most common complaint about Waypoint Resource Group, LLC?

The most common issue reported against Waypoint Resource Group, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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