2026 data Public-data reference. official source

HomeTown Lenders, LLC

33 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

33 consumer complaints filed with the CFPB

This profile shows HomeTown Lenders, LLC's complaint history from CFPB public records. 33 consumers have filed complaints since 2012. The company has a 66.7% timely response rate and has provided relief in 18.2% of cases.

33
Total Complaints
66.7%
Timely Response
6.1%
Disputed
18.2%
Relief Provided
13
States Active
2012
Since

Total complaints

33

Filed since 2012

Timely response

66.7%

CFPB-tracked response window

Relief rate

18.2%

Closed with monetary or non-monetary relief

Timely response rate 66.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 18.2%
Industry median

Share closed with monetary or non-monetary relief.

HomeTown Lenders, LLC complaint mix by product

Total complaints: 33

HomeTown Lenders, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 33 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 27 complaints (81.8%), resolution 18.5% Mortgage 81.8% Credit reporting,: 3 complaints (9.1%), resolution 0.0% Credit reporting, 9.1% Debt collection: 2 complaints (6.1%), resolution 0.0% Debt collection 6.1% Checking or: 1 complaints (3.0%), resolution 100.0%
  • Mortgage 27 81.8% 19% relief
  • Credit reporting, 3 9.1% 0% relief
  • Debt collection 2 6.1% 0% relief
  • Checking or 1 3.0% 100% relief

How HomeTown Lenders, LLC's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 27
Credit reporting, credit repair services, or other personal consumer reports 3
Debt collection 2
Checking or savings account 1

Top States

State Complaints
AL 8
FL 6
CA 3
OH 3
TN 3
PA 2
AZ 2
MS 1
MD 1
NC 1
MN 1
IL 1
GA 1

Top Issues

Issue Complaints
Trouble during payment process 8
Closing on a mortgage 6
Settlement process and costs 4
Applying for a mortgage or refinancing an existing mortgage 4
Improper use of your report 3
Credit decision / Underwriting 2
Application, originator, mortgage broker 2
Attempts to collect debt not owed 1
Problem with a lender or other company charging your account 1
Loan servicing, payments, escrow account 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2012 3 100%
2013 1 100%
2014 2 50%
2015 2 0%
2017 2 100%
2018 1 100%
2019 1 0%
2020 2 100%
2022 2 100%
2023 14 71.4%
2024 3 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About HomeTown Lenders, LLC

HomeTown Lenders, LLC has accumulated 33 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 10 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2024-11-15, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, HomeTown Lenders, LLC reports a 66.7% timely-response rate and has closed 72.7% of cases with a written explanation to the consumer. 18.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating HomeTown Lenders, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does HomeTown Lenders, LLC have?

HomeTown Lenders, LLC has received 33 consumer complaints filed with the Consumer Financial Protection Bureau.

Does HomeTown Lenders, LLC respond to complaints on time?

HomeTown Lenders, LLC has a 66.7% timely response rate to CFPB complaints.

What is the most common complaint about HomeTown Lenders, LLC?

The most common issue reported against HomeTown Lenders, LLC is "Trouble during payment process" in the "Mortgage" product category.

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