CFPB · Diversified product mix
Automotive Credit Corporation
395 CFPB complaints · diversified mix (top product 33.4%) · top issue Incorrect information on your report.
Automotive Credit Corporation: top product "Credit reporting or other personal consumer reports" is only 33.4% of 395 - multi-bucket mix. Timely 70.4% · relief 0.5%. Allegations, not findings.
- Diversified product mix
- +1275% filings 2014 to 2026
CFPB relief outcome brief
CCDB company automotive-credit-corporation
0.5% relief · 70.4% timely · 395 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: National Consumer Telecom & Utilities Exchange, Inc. (0.5% relief)
Automotive Credit Corporation closes 0.5% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Automotive Credit Corporation's 395 filings include narrative text
42% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Automotive Credit Corporation complaint mix by product
- Credit reporting 132 33.6% – 0% relief
- Vehicle loan 89 22.6% – 1% relief
- Debt collection 83 21.1% – 0% relief
- Credit reporting, 75 19.1% – 1% relief
- Consumer Loan 10 2.5% – 0% relief
- Credit reporting 3 0.8% – 0% relief
- Credit card 1 0.3% – 0% relief
How Automotive Credit Corporation's 395 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 132 |
| Vehicle loan or lease | 89 |
| Debt collection | 83 |
| Credit reporting, credit repair services, or other personal consumer reports | 75 |
| Consumer Loan | 10 |
| Credit reporting | 3 |
| Credit card | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Where Automotive Credit Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 25.3% of this company's filings
Automotive Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 55
- +1275% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 100 |
| CA | 50 |
| NV | 21 |
| MI | 20 |
| AZ | 19 |
| IN | 19 |
| IL | 18 |
| OH | 18 |
| TX | 16 |
| GA | 14 |
| CO | 13 |
| NY | 12 |
| PA | 9 |
| TN | 8 |
| NC | 5 |
| NJ | 5 |
| VA | 5 |
| AL | 4 |
| MN | 4 |
| MO | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 114 |
| Improper use of your report | 67 |
| Managing the loan or lease | 34 |
| Took or threatened to take negative or legal action | 29 |
| Attempts to collect debt not owed | 24 |
| Problem with a company's investigation into an existing problem | 22 |
| Problem with a credit reporting company's investigation into an existing problem | 17 |
| Repossession | 15 |
| Getting a loan or lease | 12 |
| Struggling to pay your loan | 12 |
| False statements or representation | 10 |
| Written notification about debt | 9 |
| Communication tactics | 6 |
| Problems at the end of the loan or lease | 4 |
| Problems when you are unable to pay | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Incorrect information on credit report | 2 |
| Taking out the loan or lease | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with fraud alerts or security freezes | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 100% |
| 2015 | 5 | 100% |
| 2016 | 5 | 100% |
| 2017 | 19 | 89.5% |
| 2018 | 10 | 100% |
| 2019 | 13 | 92.3% |
| 2020 | 8 | 75% |
| 2021 | 24 | 91.7% |
| 2022 | 40 | 87.5% |
| 2023 | 50 | 90% |
| 2024 | 50 | 86% |
| 2025 | 112 | 56.3% |
| 2026 | 55 | 20% |
Source: CFPB Consumer Complaint Database
Automotive Credit Corporation spreads across product buckets
Automotive Credit Corporation's 395 logged complaints stay concentrated: only 36 states show a filing. 42% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-07.
Automotive Credit Corporation answers 70.4% of complaints inside the CFPB's tracked window and closes 96.2% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Automotive Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Automotive Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 395.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 70.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Automotive Credit Corporation (70.4% timely; 0.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix