Automotive Credit Corporation
395 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Automotive Credit Corporation complaint mix by product
- Credit reporting 132 33.6% – 0% relief
- Vehicle loan 89 22.6% – 1% relief
- Debt collection 83 21.1% – 0% relief
- Credit reporting, 75 19.1% – 1% relief
- Consumer Loan 10 2.5% – 0% relief
- Credit reporting 3 0.8% – 0% relief
- Credit card 1 0.3% – 0% relief
How Automotive Credit Corporation's 395 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 132 |
| Vehicle loan or lease | 89 |
| Debt collection | 83 |
| Credit reporting, credit repair services, or other personal consumer reports | 75 |
| Consumer Loan | 10 |
| Credit reporting | 3 |
| Credit card | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 100 |
| CA | 50 |
| NV | 21 |
| MI | 20 |
| AZ | 19 |
| IN | 19 |
| IL | 18 |
| OH | 18 |
| TX | 16 |
| GA | 14 |
| CO | 13 |
| NY | 12 |
| PA | 9 |
| TN | 8 |
| NC | 5 |
| NJ | 5 |
| VA | 5 |
| AL | 4 |
| MN | 4 |
| MO | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 114 |
| Improper use of your report | 67 |
| Managing the loan or lease | 34 |
| Took or threatened to take negative or legal action | 29 |
| Attempts to collect debt not owed | 24 |
| Problem with a company's investigation into an existing problem | 22 |
| Problem with a credit reporting company's investigation into an existing problem | 17 |
| Repossession | 15 |
| Getting a loan or lease | 12 |
| Struggling to pay your loan | 12 |
| False statements or representation | 10 |
| Written notification about debt | 9 |
| Communication tactics | 6 |
| Problems at the end of the loan or lease | 4 |
| Problems when you are unable to pay | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Incorrect information on credit report | 2 |
| Taking out the loan or lease | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with fraud alerts or security freezes | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 100% |
| 2015 | 5 | 100% |
| 2016 | 5 | 100% |
| 2017 | 19 | 89.5% |
| 2018 | 10 | 100% |
| 2019 | 13 | 92.3% |
| 2020 | 8 | 75% |
| 2021 | 24 | 91.7% |
| 2022 | 40 | 87.5% |
| 2023 | 50 | 90% |
| 2024 | 50 | 86% |
| 2025 | 112 | 56.3% |
| 2026 | 55 | 20% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Automotive Credit Corporation
Automotive Credit Corporation's 395 logged complaints stay concentrated: only 36 states show a filing on record. 42% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-07.
Automotive Credit Corporation answers 70.4% of complaints inside the CFPB's tracked window and closes 96.2% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Automotive Credit Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Automotive Credit Corporation have?
395, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Automotive Credit Corporation respond to complaints on time?
70.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Automotive Credit Corporation?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.