CFPB · Single-product concentration

Lender Live

123 CFPB complaints · 92.7% in "Mortgage" · top issue Loan servicing, payments, escrow account.

123 CFPB complaints

Lender Live: 92.7% of 123 CFPB complaints sit in "Mortgage". Timely 96.7% · relief 21.1%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2026

CFPB relief outcome brief

CCDB company lender-live

21.1% relief · 96.7% timely · 123 filings · Mortgage

Nearest relief peer: AmeriFirst Financial Corporation (21.2% relief)

Lender Live (this)21.1%Midwest Loan Services, Inc.5.7%Coastal Credit, LLC0%OpenRoad Lending0.8%Concord Resolution Inc (Clos…0%
Closed-with-relief % among Lender Live and nearest filing-volume peers

Lender Live closes 21.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Lender Live's 123 filings include narrative text

48.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 21.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lender Live complaint mix by product

Total complaints: 123

Lender Live complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 123 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 114 complaints (92.7%), resolution 21.9% Mortgage 92.7% Debt collection: 6 complaints (4.9%), resolution 16.7% Credit reporting,: 2 complaints (1.6%), resolution 0.0% Money transfer,: 1 complaints (0.8%), resolution 0.0%
  • Mortgage 114 92.7% 22% relief
  • Debt collection 6 4.9% 17% relief
  • Credit reporting, 2 1.6% 0% relief
  • Money transfer, 1 0.8% 0% relief

How Lender Live's 123 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 114
Debt collection 6
Credit reporting, credit repair services, or other personal consumer reports 2
Money transfer, virtual currency, or money service 1

Where Lender Live complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
17.1% of this company's filings
CA21CO13TX13VA6MN6GA5NY4WI4

Lender Live complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2012
0204060 201220132014201520162017201820202026 1

Top States

State Complaints
CA 21
CO 13
TX 13
VA 6
MN 6
GA 5
NY 4
WI 4
WA 4
MI 4
NJ 4
NV 3
AZ 3
FL 3
UT 3
NC 2
MA 2
OH 2
PA 2
IL 2

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 89
Loan modification,collection,foreclosure 13
Trouble during payment process 3
Settlement process and costs 3
Communication tactics 3
Cont'd attempts collect debt not owed 3
Application, originator, mortgage broker 2
Other transaction problem 1
Credit decision / Underwriting 1
Other 1
Incorrect information on your report 1
Struggling to pay mortgage 1
Applying for a mortgage or refinancing an existing mortgage 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2012 1 0%
2013 3 100%
2014 11 90.9%
2015 47 100%
2016 50 100%
2017 5 100%
2018 4 100%
2020 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Lender Live filings cluster in one product

Lender Live's 123 logged complaints stay concentrated: only 33 states show a filing. 48.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-02-05.

Lender Live answers 96.7% of complaints inside the CFPB's tracked window and closes 77.2% with a written explanation. 21.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lender Live.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lender Live: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lender Live (96.7% timely; 21.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration