CFPB · Single-product concentration
Applied Business Services, Inc.
167 CFPB complaints · 73.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Applied Business Services, Inc.: 73.7% of 167 CFPB complaints sit in "Debt collection". Timely 71.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- +700% filings 2013 to 2026
CFPB relief outcome brief
CCDB company applied-business-services-inc
0% relief · 71.3% timely · 167 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Applied Business Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Applied Business Services, Inc.'s 167 filings include narrative text
41.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Applied Business Services, Inc. complaint mix by product
- Debt collection 123 73.7% – 0% relief
- Credit reporting, 30 18.0% – 0% relief
- Credit card 7 4.2% – 0% relief
- Credit reporting 5 3.0% – 0% relief
- Credit reporting 2 1.2% – 0% relief
How Applied Business Services, Inc.'s 167 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 123 |
| Credit reporting, credit repair services, or other personal consumer reports | 30 |
| Credit card or prepaid card | 7 |
| Credit reporting or other personal consumer reports | 5 |
| Credit reporting | 2 |
Where Applied Business Services, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 20.4% of this company's filings
Applied Business Services, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- +700% vs 2013
Top States
| State | Complaints |
|---|---|
| NC | 34 |
| SC | 25 |
| FL | 23 |
| GA | 20 |
| TX | 15 |
| VA | 8 |
| CA | 6 |
| NJ | 4 |
| MO | 2 |
| CO | 2 |
| AZ | 2 |
| PA | 2 |
| KY | 2 |
| AL | 2 |
| TN | 2 |
| NY | 2 |
| HI | 2 |
| IL | 1 |
| MI | 1 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 51 |
| Written notification about debt | 21 |
| Cont'd attempts collect debt not owed | 19 |
| Took or threatened to take negative or legal action | 18 |
| Incorrect information on your report | 17 |
| Problem with a credit reporting company's investigation into an existing problem | 13 |
| False statements or representation | 6 |
| Improper use of your report | 6 |
| Communication tactics | 4 |
| Disclosure verification of debt | 3 |
| Incorrect information on credit report | 2 |
| Getting a credit card | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Improper contact or sharing of info | 1 |
| Fees or interest | 1 |
| Struggling to pay your bill | 1 |
| Closing your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 4 | 100% |
| 2016 | 14 | 92.9% |
| 2017 | 16 | 81.3% |
| 2018 | 22 | 81.8% |
| 2019 | 9 | 100% |
| 2020 | 10 | 100% |
| 2021 | 29 | 96.6% |
| 2022 | 23 | 34.8% |
| 2023 | 14 | 92.9% |
| 2024 | 3 | 0% |
| 2025 | 13 | 0% |
| 2026 | 8 | 12.5% |
Source: CFPB Consumer Complaint Database
Applied Business Services, Inc. filings cluster in one product
Applied Business Services, Inc.'s 167 logged complaints stay concentrated: only 29 states show a filing. 41.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-23.
Applied Business Services, Inc. answers 71.3% of complaints inside the CFPB's tracked window and closes 75.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Applied Business Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Applied Business Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 167.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 71.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Applied Business Services, Inc. (71.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration