2026 data Public-data reference. official source

Applied Business Services, Inc.

136 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

136 consumer complaints filed with the CFPB

This profile shows Applied Business Services, Inc.'s complaint history from CFPB public records. 136 consumers have filed complaints since 2013. The company has a 72.1% timely response rate and has provided relief in 0% of cases.

136
Total Complaints
72.1%
Timely Response
2.9%
Disputed
0%
Relief Provided
27
States Active
2013
Since

Total complaints

136

Filed since 2013

Timely response

72.1%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 72.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Applied Business Services, Inc. complaint mix by product

Total complaints: 136

Applied Business Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 136 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 102 complaints (75.0%), resolution 0.0% Debt collection 75.0% Credit reporting,: 20 complaints (14.7%), resolution 0.0% Credit reporting, 14.7% Credit card: 7 complaints (5.1%), resolution 0.0% Credit reporting: 5 complaints (3.7%), resolution 0.0% Credit reporting: 2 complaints (1.5%), resolution 0.0%
  • Debt collection 102 75.0% 0% relief
  • Credit reporting, 20 14.7% 0% relief
  • Credit card 7 5.1% 0% relief
  • Credit reporting 5 3.7% 0% relief
  • Credit reporting 2 1.5% 0% relief

How Applied Business Services, Inc.'s 136 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 102
Credit reporting, credit repair services, or other personal consumer reports 20
Credit card or prepaid card 7
Credit reporting or other personal consumer reports 5
Credit reporting 2

Top States

State Complaints
NC 27
SC 22
GA 17
FL 16
TX 11
VA 8
CA 6
NJ 3
KY 2
AZ 2
CO 2
PA 2
AL 2
WV 1
GU 1
PR 1
NY 1
MO 1
IL 1
AE 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 42
Written notification about debt 19
Cont'd attempts collect debt not owed 17
Incorrect information on your report 16
Took or threatened to take negative or legal action 14
Problem with a credit reporting company's investigation into an existing problem 9
Communication tactics 4
Disclosure verification of debt 3
False statements or representation 2
Incorrect information on credit report 2
Getting a credit card 2
Struggling to pay your bill 1
Problem with a company's investigation into an existing problem 1
Fees or interest 1
Closing your account 1
Improper contact or sharing of info 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 1 100%
2015 2 100%
2016 13 92.3%
2017 16 81.3%
2018 19 84.2%
2019 9 100%
2020 6 100%
2021 24 100%
2022 17 35.3%
2023 9 88.9%
2024 3 0%
2025 13 0%
2026 3 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Applied Business Services, Inc.

Applied Business Services, Inc. has accumulated 136 consumer complaints in the CFPB public database, with filings active across 27 U.S. states. Of those submissions, 44 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Applied Business Services, Inc. reports a 72.1% timely-response rate and has closed 77.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Applied Business Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Applied Business Services, Inc. have?

Applied Business Services, Inc. has received 136 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Applied Business Services, Inc. respond to complaints on time?

Applied Business Services, Inc. has a 72.1% timely response rate to CFPB complaints.

What is the most common complaint about Applied Business Services, Inc.?

The most common issue reported against Applied Business Services, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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