Total complaints
123
Filed since 2023
2026 data Public-data reference. official source
Relay Financial (US), Corp.
123 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
123 consumer complaints filed with the CFPB
This profile shows Relay Financial (US), Corp.'s complaint history from CFPB public records. 123 consumers have filed complaints since 2023. The company has a 69.1% timely response rate and has provided relief in 0.8% of cases.
123
Total Complaints
69.1%
Timely Response
0%
Disputed
0.8%
Relief Provided
30
States Active
2023
Since
Timely response
69.1%
CFPB-tracked response window
Relief rate
0.8%
Closed with monetary or non-monetary relief
Timely response rate 69.1%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.8%
Industry median
Share closed with monetary or non-monetary relief.
Relay Financial (US), Corp. complaint mix by product
- Checking or 109 88.6% – 1% relief
- Money transfer, 12 9.8% – 0% relief
- Credit card 2 1.6% – 0% relief
How Relay Financial (US), Corp.'s 123 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 109 |
| Money transfer, virtual currency, or money service | 12 |
| Credit card | 2 |
Top States
| State | Complaints |
|---|---|
| FL | 19 |
| CA | 16 |
| AZ | 10 |
| TX | 10 |
| IL | 8 |
| NY | 6 |
| GA | 4 |
| VA | 4 |
| WY | 4 |
| NJ | 3 |
| DE | 3 |
| ME | 3 |
| NC | 3 |
| KY | 2 |
| PA | 2 |
| MD | 2 |
| CO | 2 |
| SC | 2 |
| WA | 2 |
| MA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 62 |
| Closing an account | 38 |
| Opening an account | 6 |
| Other transaction problem | 6 |
| Fraud or scam | 4 |
| Problem with a lender or other company charging your account | 3 |
| Other features, terms, or problems | 1 |
| Money was not available when promised | 1 |
| Problem with customer service | 1 |
| Problem with a purchase shown on your statement | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 9 | 77.8% |
| 2024 | 28 | 89.3% |
| 2025 | 45 | 62.2% |
| 2026 | 41 | 61% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Relay Financial (US), Corp.
Relay Financial (US), Corp. has accumulated 123 consumer complaints in the CFPB public database, with filings active across 30 U.S. states. Of those submissions, 36 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Relay Financial (US), Corp. reports a 69.1% timely-response rate and has closed 97.6% of cases with a written explanation to the consumer. 0.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Relay Financial (US), Corp.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Relay Financial (US), Corp. have?
Relay Financial (US), Corp. has received 123 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Relay Financial (US), Corp. respond to complaints on time?
Relay Financial (US), Corp. has a 69.1% timely response rate to CFPB complaints.
What is the most common complaint about Relay Financial (US), Corp.?
The most common issue reported against Relay Financial (US), Corp. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.
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