CFPB · Single-product concentration

ResidentCollect, Inc.

756 CFPB complaints · 81.3% in "Debt collection" · top issue Attempts to collect debt not owed.

756 CFPB complaints

ResidentCollect, Inc.: 81.3% of 756 CFPB complaints sit in "Debt collection". Timely 70.5% · relief 1.9%. Allegations, not findings.

  • Single-product concentration
  • +1840% filings 2013 to 2026

CFPB relief outcome brief

CCDB company residentcollect-inc

1.9% relief · 70.5% timely · 756 filings · Debt collection

Nearest relief peer: Capital Accounts, LLC (1.9% relief)

ResidentCollect, Inc. (this)1.9%Cardinal Financial Company, …7.7%Harvard Collections, LLC1.5%Harpeth Financial Services, …3.3%GVA Holdings, LLC11.9%
Closed-with-relief % among ResidentCollect, Inc. and nearest filing-volume peers

ResidentCollect, Inc. closes 1.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 756 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 70.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

ResidentCollect, Inc. complaint mix by product

Total complaints: 756

ResidentCollect, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 756 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 615 complaints (81.3%), resolution 2.1% Debt collection 81.3% Credit reporting: 81 complaints (10.7%), resolution 0.0% Credit reporting 10.7% Credit reporting,: 56 complaints (7.4%), resolution 0.0% Credit reporting, 7.4% Debt or: 2 complaints (0.3%), resolution 0.0% Bank account: 1 complaints (0.1%), resolution 0.0% Credit reporting: 1 complaints (0.1%), resolution 100.0%
  • Debt collection 615 81.3% 2% relief
  • Credit reporting 81 10.7% 0% relief
  • Credit reporting, 56 7.4% 0% relief
  • Debt or 2 0.3% 0% relief
  • Bank account 1 0.1% 0% relief
  • Credit reporting 1 0.1% 100% relief

How ResidentCollect, Inc.'s 756 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 615
Credit reporting or other personal consumer reports 81
Credit reporting, credit repair services, or other personal consumer reports 56
Debt or credit management 2
Bank account or service 1
Credit reporting 1

Concentrated filing states for ResidentCollect, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
43.5% of this company's filings
TX329FL130GA57CA49LA28NC18SC17OH15

ResidentCollect, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
97
+1840% vs 2013
050100150200 20132015201720192021202320252026 97

Top States

State Complaints
TX 329
FL 130
GA 57
CA 49
LA 28
NC 18
SC 17
OH 15
NY 15
PA 14
MD 9
MI 9
CO 7
TN 7
IL 7
NJ 6
MO 4
MN 3
AR 3
OR 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 219
Written notification about debt 113
False statements or representation 111
Incorrect information on your report 89
Cont'd attempts collect debt not owed 59
Took or threatened to take negative or legal action 51
Communication tactics 28
Disclosure verification of debt 26
Improper use of your report 20
Problem with a company's investigation into an existing problem 17
Problem with a credit reporting company's investigation into an existing problem 11
Threatened to contact someone or share information improperly 4
Charged upfront or unexpected fees 2
Electronic communications 2
Improper contact or sharing of info 2
Account opening, closing, or management 1
Incorrect information on credit report 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 29 100%
2015 30 96.7%
2016 43 97.7%
2017 55 100%
2018 35 65.7%
2019 32 78.1%
2020 49 24.5%
2021 54 1.9%
2022 36 2.8%
2023 55 40%
2024 54 96.3%
2025 182 87.4%
2026 97 80.4%

Source: CFPB Consumer Complaint Database

ResidentCollect, Inc. filings cluster in one product

ResidentCollect, Inc.'s 756 logged complaints stay concentrated: only 34 states show a filing. Only 38.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.

ResidentCollect, Inc. answers 70.5% of complaints inside the CFPB's tracked window and closes 96.4% with a written explanation. 1.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ResidentCollect, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for ResidentCollect, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for ResidentCollect, Inc. (70.5% timely; 1.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration