CFPB · Single-product concentration

Homestead Funding Corporation

22 CFPB complaints · 81.8% in "Mortgage" · top issue Closing on a mortgage.

22 CFPB complaints

Homestead Funding Corporation: 81.8% of 22 CFPB complaints sit in "Mortgage". Timely 100% · relief 36.4%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2014 to 2026

CFPB relief outcome brief

CCDB company homestead-funding-corporation

36.4% relief · 100% timely · 22 filings · Mortgage

Nearest relief peer: Bank of America, National Association (31% relief)

Homestead Funding Corporatio…36.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Homestead Funding Corporation and nearest filing-volume peers

Homestead Funding Corporation closes 36.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Homestead Funding Corporation's 22 filings include narrative text

45.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 36.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Homestead Funding Corporation complaint mix by product

Total complaints: 22

Homestead Funding Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 18 complaints (81.8%), resolution 44.4% Mortgage 81.8% Debt collection: 2 complaints (9.1%), resolution 0.0% Debt collection 9.1% Credit card: 1 complaints (4.5%), resolution 0.0% Credit reporting,: 1 complaints (4.5%), resolution 0.0%
  • Mortgage 18 81.8% 44% relief
  • Debt collection 2 9.1% 0% relief
  • Credit card 1 4.5% 0% relief
  • Credit reporting, 1 4.5% 0% relief

How Homestead Funding Corporation's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 18
Debt collection 2
Credit card 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Homestead Funding Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
54.5% of this company's filings
NY12CT3TN2IL2PA1MD1FL1

Homestead Funding Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2014
012345 2014201520162018201920202021202320242026 3

Top States

State Complaints
NY 12
CT 3
TN 2
IL 2
PA 1
MD 1
FL 1

Top Issues

Issue Complaints
Closing on a mortgage 5
Struggling to pay mortgage 2
Trouble during payment process 2
Application, originator, mortgage broker 2
Loan modification,collection,foreclosure 2
Loan servicing, payments, escrow account 2
Written notification about debt 2
Applying for a mortgage or refinancing an existing mortgage 2
Other features, terms, or problems 1
Settlement process and costs 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 4 100%
2016 2 100%
2018 3 100%
2019 1 100%
2020 2 100%
2021 4 100%
2023 1 100%
2024 1 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Homestead Funding Corporation filings cluster in one product

Homestead Funding Corporation's 22 logged complaints stay concentrated: only 7 states show a filing. 45.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-05-12.

Homestead Funding Corporation answers 100% of complaints inside the CFPB's tracked window and closes 63.6% with a written explanation. 36.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Homestead Funding Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Homestead Funding Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Homestead Funding Corporation (100% timely; 36.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration