2026 data Public-data reference. official source

HOMEOWNERS FINANCIAL GROUP USA

14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

14 consumer complaints filed with the CFPB

This profile shows HOMEOWNERS FINANCIAL GROUP USA's complaint history from CFPB public records. 14 consumers have filed complaints since 2015. The company has a 92.9% timely response rate and has provided relief in 35.7% of cases.

14
Total Complaints
92.9%
Timely Response
7.1%
Disputed
35.7%
Relief Provided
8
States Active
2015
Since

Total complaints

14

Filed since 2015

Timely response

92.9%

CFPB-tracked response window

Relief rate

35.7%

Closed with monetary or non-monetary relief

Timely response rate 92.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 35.7%
Industry median

Share closed with monetary or non-monetary relief.

HOMEOWNERS FINANCIAL GROUP USA complaint mix by product

Total complaints: 14

HOMEOWNERS FINANCIAL GROUP USA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 12 complaints (85.7%), resolution 33.3% Mortgage 85.7% Debt collection: 1 complaints (7.1%), resolution 100.0% Debt collection 7.1% Credit reporting,: 1 complaints (7.1%), resolution 0.0% Credit reporting, 7.1%
  • Mortgage 12 85.7% 33% relief
  • Debt collection 1 7.1% 100% relief
  • Credit reporting, 1 7.1% 0% relief

How HOMEOWNERS FINANCIAL GROUP USA's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 12
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
AZ 4
FL 2
GA 2
CA 1
NM 1
TX 1
IL 1
VA 1

Top Issues

Issue Complaints
Closing on a mortgage 5
Applying for a mortgage or refinancing an existing mortgage 4
Application, originator, mortgage broker 2
Attempts to collect debt not owed 1
Improper use of your report 1
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 1 100%
2018 2 100%
2019 1 100%
2020 2 100%
2021 1 100%
2023 4 100%
2024 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About HOMEOWNERS FINANCIAL GROUP USA

HOMEOWNERS FINANCIAL GROUP USA has accumulated 14 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-02-12, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, HOMEOWNERS FINANCIAL GROUP USA reports a 92.9% timely-response rate and has closed 64.3% of cases with a written explanation to the consumer. 35.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Closing on a mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating HOMEOWNERS FINANCIAL GROUP USA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does HOMEOWNERS FINANCIAL GROUP USA have?

HOMEOWNERS FINANCIAL GROUP USA has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.

Does HOMEOWNERS FINANCIAL GROUP USA respond to complaints on time?

HOMEOWNERS FINANCIAL GROUP USA has a 92.9% timely response rate to CFPB complaints.

What is the most common complaint about HOMEOWNERS FINANCIAL GROUP USA?

The most common issue reported against HOMEOWNERS FINANCIAL GROUP USA is "Closing on a mortgage" in the "Mortgage" product category.

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