CFPB · Mid-pack CFPB posture

First Help Financial, LLC

201 CFPB complaints · 30 states · top issue Improper use of your report.

201 CFPB complaints

First Help Financial, LLC has 201 consumer complaints in the CFPB public database. Timely response is 95%; 2% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +5400% filings 2016 to 2026

CFPB relief outcome brief

CCDB company first-help-financial-llc

2% relief · 95% timely · 201 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Cig Financial LLC (2% relief)

First Help Financial, LLC (t…2%Professional Medical Managem…83.1%Southwest Business Corporati…2%NOVAD Management Consulting,…0%Nvr Inc.1%
Closed-with-relief % among First Help Financial, LLC and nearest filing-volume peers

First Help Financial, LLC closes 2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 201 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 95.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Help Financial, LLC complaint mix by product

Total complaints: 201

First Help Financial, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 201 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 115 complaints (57.5%), resolution 0.0% Credit reporting 57.5% Vehicle loan: 52 complaints (26.0%), resolution 5.8% Vehicle loan 26.0% Credit reporting,: 21 complaints (10.5%), resolution 0.0% Credit reporting, 10.5% Debt collection: 7 complaints (3.5%), resolution 14.3% Payday loan,: 2 complaints (1.0%), resolution 0.0% Credit card: 2 complaints (1.0%), resolution 0.0% Mortgage: 1 complaints (0.5%), resolution 0.0%
  • Credit reporting 115 57.5% 0% relief
  • Vehicle loan 52 26.0% 6% relief
  • Credit reporting, 21 10.5% 0% relief
  • Debt collection 7 3.5% 14% relief
  • Payday loan, 2 1.0% 0% relief
  • Credit card 2 1.0% 0% relief
  • Mortgage 1 0.5% 0% relief

How First Help Financial, LLC's 201 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 115
Vehicle loan or lease 52
Credit reporting, credit repair services, or other personal consumer reports 21
Debt collection 7
Payday loan, title loan, personal loan, or advance loan 2
Credit card 2
Mortgage 1
Consumer Loan 1

Where First Help Financial, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
14.4% of this company's filings
NY29FL29GA18TX16MA13MD12IL9NJ8

First Help Financial, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
55
+5400% vs 2016
020406080 20162020202120222023202420252026 55

Top States

State Complaints
NY 29
FL 29
GA 18
TX 16
MA 13
MD 12
IL 9
NJ 8
NC 7
WA 7
SC 6
NV 5
PA 5
VA 5
CA 4
TN 4
CO 3
CT 3
IN 2
UT 2

Top Issues

Issue Complaints
Improper use of your report 103
Incorrect information on your report 32
Managing the loan or lease 20
Repossession 15
Getting a loan or lease 6
Problems at the end of the loan or lease 5
Attempts to collect debt not owed 4
Problem with a credit reporting company's investigation into an existing problem 4
Problem with a company's investigation into an existing problem 2
Struggling to pay your loan 2
Credit monitoring or identity theft protection services 1
Getting a credit card 1
Problem when making payments 1
False statements or representation 1
Communication tactics 1
Applying for a mortgage or refinancing an existing mortgage 1
Took or threatened to take negative or legal action 1
Can't contact lender or servicer 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2020 5 100%
2021 3 66.7%
2022 6 66.7%
2023 21 90.5%
2024 44 100%
2025 66 100%
2026 55 90.9%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about First Help Financial, LLC

First Help Financial, LLC's 201 logged complaints stay concentrated: only 30 states show a filing. Only 35.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-06-23.

First Help Financial, LLC answers 95% of complaints inside the CFPB's tracked window and closes 94% with a written explanation. 2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Help Financial, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Help Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Help Financial, LLC (95% timely; 2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture