CFPB · Single-product concentration

Acra Intermediate Holdings, LLC

132 CFPB complaints · 85.6% in "Mortgage" · top issue Struggling to pay mortgage.

132 CFPB complaints

Acra Intermediate Holdings, LLC: 85.6% of 132 CFPB complaints sit in "Mortgage". Timely 100% · relief 47%. Allegations, not findings.

  • Single-product concentration
  • +383.3% filings 2020 to 2026

CFPB relief outcome brief

CCDB company acra-intermediate-holdings-llc

47% relief · 100% timely · 132 filings · Mortgage

Nearest relief peer: Stonegate Mortgage Corporation (58.9% relief)

Acra Intermediate Holdings, …47%CARS Acquisition, LLC12.9%Home Bancshares, Inc.6.1%State Home Mortgage0.8%United Accounts, Inc.13.6%
Closed-with-relief % among Acra Intermediate Holdings, LLC and nearest filing-volume peers

Acra Intermediate Holdings, LLC closes 47% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Acra Intermediate Holdings, LLC's 132 filings include narrative text

50.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 47.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Acra Intermediate Holdings, LLC complaint mix by product

Total complaints: 132

Acra Intermediate Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 132 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 113 complaints (85.6%), resolution 48.7% Mortgage 85.6% Credit reporting,: 7 complaints (5.3%), resolution 85.7% Credit reporting: 7 complaints (5.3%), resolution 14.3% Debt collection: 3 complaints (2.3%), resolution 0.0% Debt or: 1 complaints (0.8%), resolution 0.0% Money transfer,: 1 complaints (0.8%), resolution 0.0%
  • Mortgage 113 85.6% 49% relief
  • Credit reporting, 7 5.3% 86% relief
  • Credit reporting 7 5.3% 14% relief
  • Debt collection 3 2.3% 0% relief
  • Debt or 1 0.8% 0% relief
  • Money transfer, 1 0.8% 0% relief

How Acra Intermediate Holdings, LLC's 132 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 113
Credit reporting, credit repair services, or other personal consumer reports 7
Credit reporting or other personal consumer reports 7
Debt collection 3
Debt or credit management 1
Money transfer, virtual currency, or money service 1

Where Acra Intermediate Holdings, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
32.6% of this company's filings
CA43FL21GA12TX10WA8PA4OK4AZ4

Acra Intermediate Holdings, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
29
+383.3% vs 2020
010203040 2020202120222023202420252026 29

Top States

State Complaints
CA 43
FL 21
GA 12
TX 10
WA 8
PA 4
OK 4
AZ 4
TN 3
CO 2
IL 2
OH 2
NY 2
CT 2
VA 2
UT 1
LA 1
AR 1
NJ 1
MA 1

Top Issues

Issue Complaints
Struggling to pay mortgage 46
Trouble during payment process 46
Incorrect information on your report 13
Closing on a mortgage 10
Applying for a mortgage or refinancing an existing mortgage 8
Problem with a company's investigation into an existing problem 3
Attempts to collect debt not owed 2
Didn't provide services promised 1
Electronic communications 1
Fraud or scam 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2020 6 100%
2021 28 100%
2022 21 100%
2023 14 100%
2024 7 100%
2025 27 100%
2026 29 100%

Source: CFPB Consumer Complaint Database

Acra Intermediate Holdings, LLC filings cluster in one product

Acra Intermediate Holdings, LLC's 132 logged complaints stay concentrated: only 20 states show a filing. 50.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-02.

Acra Intermediate Holdings, LLC answers 100% of complaints inside the CFPB's tracked window and closes 51.5% with a written explanation. 47% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Struggling to pay mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Acra Intermediate Holdings, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Acra Intermediate Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Acra Intermediate Holdings, LLC (100% timely; 47% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration