CFPB · Single-product concentration

Stonegate Mortgage Corporation

158 CFPB complaints · 97.5% in "Mortgage" · top issue Loan servicing, payments, escrow account.

158 CFPB complaints

Stonegate Mortgage Corporation: 97.5% of 158 CFPB complaints sit in "Mortgage". Timely 92.4% · relief 58.9%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2013 to 2025

CFPB relief outcome brief

CCDB company stonegate-mortgage-corporation

58.9% relief · 92.4% timely · 158 filings · Mortgage

Nearest relief peer: Acra Intermediate Holdings, LLC (47% relief)

Stonegate Mortgage Corporati…58.9%Cornerstone Holdings, Inc.0%Finance System of Richmond, …0%Suburban Credit Corporation0%Beacon Financial Corporation23.3%
Closed-with-relief % among Stonegate Mortgage Corporation and nearest filing-volume peers

Stonegate Mortgage Corporation closes 58.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Stonegate Mortgage Corporation's 158 filings include narrative text

44.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 58.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Stonegate Mortgage Corporation complaint mix by product

Total complaints: 158

Stonegate Mortgage Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 158 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 154 complaints (97.5%), resolution 60.4% Mortgage 97.5% Credit reporting,: 3 complaints (1.9%), resolution 0.0% Debt collection: 1 complaints (0.6%), resolution 0.0%
  • Mortgage 154 97.5% 60% relief
  • Credit reporting, 3 1.9% 0% relief
  • Debt collection 1 0.6% 0% relief

How Stonegate Mortgage Corporation's 158 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 154
Credit reporting, credit repair services, or other personal consumer reports 3
Debt collection 1

Where Stonegate Mortgage Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
11.4% of this company's filings
TX18CA16NJ14OH13GA12IL12FL11MO10

Stonegate Mortgage Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-66.7% vs 2013
0204060 201320142015201620172018201920212025 1

Top States

State Complaints
TX 18
CA 16
NJ 14
OH 13
GA 12
IL 12
FL 11
MO 10
PA 8
NC 8
VA 5
MD 4
TN 4
IN 3
IA 3
MI 3
KS 2
CO 2
MN 1
KY 1

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 82
Loan modification,collection,foreclosure 22
Application, originator, mortgage broker 20
Settlement process and costs 12
Trouble during payment process 6
Applying for a mortgage or refinancing an existing mortgage 3
Closing on a mortgage 3
Incorrect information on your report 3
Struggling to pay mortgage 3
Credit decision / Underwriting 2
Took or threatened to take negative or legal action 1
Other 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 25 100%
2015 42 100%
2016 53 92.5%
2017 27 81.5%
2018 5 100%
2019 1 0%
2021 1 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Stonegate Mortgage Corporation filings cluster in one product

Stonegate Mortgage Corporation's 158 logged complaints stay concentrated: only 28 states show a filing. 44.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-08-20.

Stonegate Mortgage Corporation answers 92.4% of complaints inside the CFPB's tracked window and closes 39.2% with a written explanation. 58.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stonegate Mortgage Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Stonegate Mortgage Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Stonegate Mortgage Corporation (92.4% timely; 58.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration