2026 data Public-data reference. official source

HOME BANCSHARES, INC.

106 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

106 consumer complaints filed with the CFPB

This profile shows HOME BANCSHARES, INC.'s complaint history from CFPB public records. 106 consumers have filed complaints since 2018. The company has a 100% timely response rate and has provided relief in 2.8% of cases.

106
Total Complaints
100%
Timely Response
0%
Disputed
2.8%
Relief Provided
13
States Active
2018
Since

Total complaints

106

Filed since 2018

Timely response

100%

CFPB-tracked response window

Relief rate

2.8%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.8%
Industry median

Share closed with monetary or non-monetary relief.

HOME BANCSHARES, INC. complaint mix by product

Total complaints: 106

HOME BANCSHARES, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 106 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 75 complaints (72.1%), resolution 4.0% Checking or 72.1% Mortgage: 9 complaints (8.7%), resolution 0.0% Mortgage 8.7% Credit reporting: 7 complaints (6.7%), resolution 0.0% Credit reporting 6.7% Money transfer,: 6 complaints (5.8%), resolution 0.0% Credit card: 4 complaints (3.8%), resolution 0.0% Credit reporting,: 2 complaints (1.9%), resolution 0.0% Debt collection: 1 complaints (1.0%), resolution 0.0%
  • Checking or 75 72.1% 4% relief
  • Mortgage 9 8.7% 0% relief
  • Credit reporting 7 6.7% 0% relief
  • Money transfer, 6 5.8% 0% relief
  • Credit card 4 3.8% 0% relief
  • Credit reporting, 2 1.9% 0% relief
  • Debt collection 1 1.0% 0% relief

How HOME BANCSHARES, INC.'s 106 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 75
Mortgage 9
Credit reporting or other personal consumer reports 7
Money transfer, virtual currency, or money service 6
Credit card or prepaid card 4
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 1
Payday loan, title loan, or personal loan 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
FL 38
AR 34
TX 11
TN 3
MS 3
AL 3
CO 2
CA 2
AZ 1
IL 1
NC 1
IA 1
WA 1

Top Issues

Issue Complaints
Managing an account 45
Problem caused by your funds being low 9
Problem with a lender or other company charging your account 8
Closing an account 8
Incorrect information on your report 6
Trouble during payment process 5
Opening an account 5
Fraud or scam 5
Struggling to pay mortgage 2
Problem with a purchase shown on your statement 2
Improper use of your report 2
False statements or representation 1
Charged fees or interest you didn't expect 1
Getting a credit card 1
Credit monitoring or identity theft protection services 1
Unauthorized transactions or other transaction problem 1
Getting a line of credit 1
Closing your account 1
Applying for a mortgage or refinancing an existing mortgage 1
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2018 15 100%
2019 10 100%
2020 5 100%
2021 13 100%
2022 20 100%
2023 8 100%
2024 8 100%
2025 26 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About HOME BANCSHARES, INC.

HOME BANCSHARES, INC. has accumulated 106 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 31 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-02-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, HOME BANCSHARES, INC. reports a 100% timely-response rate and has closed 97.2% of cases with a written explanation to the consumer. 2.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating HOME BANCSHARES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does HOME BANCSHARES, INC. have?

HOME BANCSHARES, INC. has received 106 consumer complaints filed with the Consumer Financial Protection Bureau.

Does HOME BANCSHARES, INC. respond to complaints on time?

HOME BANCSHARES, INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about HOME BANCSHARES, INC.?

The most common issue reported against HOME BANCSHARES, INC. is "Managing an account" in the "Checking or savings account" product category.

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