2026 data Public-data reference. official source

STERLING BANCORP

178 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

178 consumer complaints filed with the CFPB

This profile shows STERLING BANCORP's complaint history from CFPB public records. 178 consumers have filed complaints since 2017. The company has a 96.6% timely response rate and has provided relief in 6.7% of cases.

178
Total Complaints
96.6%
Timely Response
0%
Disputed
6.7%
Relief Provided
18
States Active
2017
Since

Total complaints

178

Filed since 2017

Timely response

96.6%

CFPB-tracked response window

Relief rate

6.7%

Closed with monetary or non-monetary relief

Timely response rate 96.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.7%
Industry median

Share closed with monetary or non-monetary relief.

STERLING BANCORP complaint mix by product

Total complaints: 178

STERLING BANCORP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 178 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 92 complaints (51.7%), resolution 12.0% Checking or 51.7% Mortgage: 73 complaints (41.0%), resolution 1.4% Mortgage 41.0% Credit reporting,: 4 complaints (2.2%), resolution 0.0% Money transfer,: 3 complaints (1.7%), resolution 0.0% Credit reporting: 2 complaints (1.1%), resolution 0.0% Payday loan,: 2 complaints (1.1%), resolution 0.0% Debt collection: 2 complaints (1.1%), resolution 0.0%
  • Checking or 92 51.7% 12% relief
  • Mortgage 73 41.0% 1% relief
  • Credit reporting, 4 2.2% 0% relief
  • Money transfer, 3 1.7% 0% relief
  • Credit reporting 2 1.1% 0% relief
  • Payday loan, 2 1.1% 0% relief
  • Debt collection 2 1.1% 0% relief

How STERLING BANCORP's 178 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 92
Mortgage 73
Credit reporting, credit repair services, or other personal consumer reports 4
Money transfer, virtual currency, or money service 3
Credit reporting or other personal consumer reports 2
Payday loan, title loan, or personal loan 2
Debt collection 2

Top States

State Complaints
NY 117
NJ 6
CA 6
IL 6
FL 5
VA 4
CT 3
GA 2
MA 2
TX 2
WA 2
MO 1
OH 1
MD 1
OR 1
MI 1
NC 1
SC 1

Top Issues

Issue Complaints
Managing an account 70
Trouble during payment process 42
Struggling to pay mortgage 18
Closing an account 10
Closing on a mortgage 8
Problem with a lender or other company charging your account 7
Applying for a mortgage or refinancing an existing mortgage 5
Opening an account 4
Incorrect information on your report 3
Improper use of your report 2
Attempts to collect debt not owed 2
Money was not available when promised 2
Problem caused by your funds being low 1
Credit limit changed 1
Problem with additional add-on products or services 1
Fraud or scam 1
Problem with a company's investigation into an existing issue 1

Yearly Trend

Year Complaints Timely
2017 13 100%
2018 37 100%
2019 34 100%
2020 45 100%
2021 45 93.3%
2022 1 100%
2023 1 0%
2024 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About STERLING BANCORP

STERLING BANCORP has accumulated 178 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 23 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2024-07-12, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, STERLING BANCORP reports a 96.6% timely-response rate and has closed 91.6% of cases with a written explanation to the consumer. 6.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STERLING BANCORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does STERLING BANCORP have?

STERLING BANCORP has received 178 consumer complaints filed with the Consumer Financial Protection Bureau.

Does STERLING BANCORP respond to complaints on time?

STERLING BANCORP has a 96.6% timely response rate to CFPB complaints.

What is the most common complaint about STERLING BANCORP?

The most common issue reported against STERLING BANCORP is "Managing an account" in the "Checking or savings account" product category.

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