Total complaints
178
Filed since 2017
178 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
178 consumer complaints filed with the CFPB
This profile shows STERLING BANCORP's complaint history from CFPB public records. 178 consumers have filed complaints since 2017. The company has a 96.6% timely response rate and has provided relief in 6.7% of cases.
Total complaints
178
Filed since 2017
Timely response
96.6%
CFPB-tracked response window
Relief rate
6.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How STERLING BANCORP's 178 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 92 |
| Mortgage | 73 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit reporting or other personal consumer reports | 2 |
| Payday loan, title loan, or personal loan | 2 |
| Debt collection | 2 |
| State | Complaints |
|---|---|
| NY | 117 |
| NJ | 6 |
| CA | 6 |
| IL | 6 |
| FL | 5 |
| VA | 4 |
| CT | 3 |
| GA | 2 |
| MA | 2 |
| TX | 2 |
| WA | 2 |
| MO | 1 |
| OH | 1 |
| MD | 1 |
| OR | 1 |
| MI | 1 |
| NC | 1 |
| SC | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 70 |
| Trouble during payment process | 42 |
| Struggling to pay mortgage | 18 |
| Closing an account | 10 |
| Closing on a mortgage | 8 |
| Problem with a lender or other company charging your account | 7 |
| Applying for a mortgage or refinancing an existing mortgage | 5 |
| Opening an account | 4 |
| Incorrect information on your report | 3 |
| Improper use of your report | 2 |
| Attempts to collect debt not owed | 2 |
| Money was not available when promised | 2 |
| Problem caused by your funds being low | 1 |
| Credit limit changed | 1 |
| Problem with additional add-on products or services | 1 |
| Fraud or scam | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 13 | 100% |
| 2018 | 37 | 100% |
| 2019 | 34 | 100% |
| 2020 | 45 | 100% |
| 2021 | 45 | 93.3% |
| 2022 | 1 | 100% |
| 2023 | 1 | 0% |
| 2024 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
STERLING BANCORP has accumulated 178 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 23 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2024-07-12, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, STERLING BANCORP reports a 96.6% timely-response rate and has closed 91.6% of cases with a written explanation to the consumer. 6.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STERLING BANCORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
STERLING BANCORP has received 178 consumer complaints filed with the Consumer Financial Protection Bureau.
STERLING BANCORP has a 96.6% timely response rate to CFPB complaints.
The most common issue reported against STERLING BANCORP is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.