CFPB · Single-product concentration
United Accounts, Inc.
132 CFPB complaints · 83.3% in "Debt collection" · top issue Took or threatened to take negative or legal action.
United Accounts, Inc.: 83.3% of 132 CFPB complaints sit in "Debt collection". Timely 79.5% · relief 13.6%. Allegations, not findings.
- Single-product concentration
- +2600% filings 2013 to 2026
CFPB relief outcome brief
CCDB company united-accounts-inc
13.6% relief · 79.5% timely · 132 filings · Debt collection
Same-product relief peers
Nearest relief peer: MacDowell & Associates, Ltd. (13.6% relief)
United Accounts, Inc. closes 13.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 132 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
United Accounts, Inc. complaint mix by product
- Debt collection 110 83.3% – 14% relief
- Credit reporting, 11 8.3% – 27% relief
- Credit reporting 8 6.1% – 0% relief
- Checking or 2 1.5% – 0% relief
- Credit reporting 1 0.8% – 0% relief
How United Accounts, Inc.'s 132 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 110 |
| Credit reporting, credit repair services, or other personal consumer reports | 11 |
| Credit reporting or other personal consumer reports | 8 |
| Checking or savings account | 2 |
| Credit reporting | 1 |
Concentrated filing states for United Accounts, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- ND
- 45.5% of this company's filings
United Accounts, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 27
- +2600% vs 2013
Top States
| State | Complaints |
|---|---|
| ND | 60 |
| MN | 22 |
| CA | 7 |
| TX | 6 |
| CO | 4 |
| NY | 4 |
| AZ | 3 |
| SD | 3 |
| WA | 2 |
| GA | 2 |
| MD | 2 |
| WI | 2 |
| NH | 1 |
| MO | 1 |
| MI | 1 |
| VA | 1 |
| MT | 1 |
| NV | 1 |
| FL | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 31 |
| Written notification about debt | 24 |
| Attempts to collect debt not owed | 23 |
| Incorrect information on your report | 12 |
| False statements or representation | 11 |
| Cont'd attempts collect debt not owed | 9 |
| Communication tactics | 7 |
| Improper use of your report | 6 |
| Electronic communications | 3 |
| Disclosure verification of debt | 2 |
| Problem caused by your funds being low | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Incorrect information on credit report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2015 | 5 | 80% |
| 2016 | 5 | 100% |
| 2017 | 3 | 100% |
| 2018 | 1 | 100% |
| 2019 | 6 | 100% |
| 2020 | 9 | 100% |
| 2021 | 15 | 100% |
| 2022 | 5 | 100% |
| 2023 | 19 | 100% |
| 2024 | 6 | 33.3% |
| 2025 | 30 | 73.3% |
| 2026 | 27 | 48.1% |
Source: CFPB Consumer Complaint Database
United Accounts, Inc. filings cluster in one product
United Accounts, Inc.'s 132 logged complaints stay concentrated: only 24 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24.
United Accounts, Inc. answers 79.5% of complaints inside the CFPB's tracked window and closes 78% with a written explanation. 13.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Accounts, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for United Accounts, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 132.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 79.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for United Accounts, Inc. (79.5% timely; 13.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration