2026 data Public-data reference. official source

United Accounts, Inc.

132 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

132 consumer complaints filed with the CFPB

This profile shows United Accounts, Inc.'s complaint history from CFPB public records. 132 consumers have filed complaints since 2013. The company has a 59.1% timely response rate and has provided relief in 12.1% of cases.

132
Total Complaints
59.1%
Timely Response
3%
Disputed
12.1%
Relief Provided
20
States Active
2013
Since

Total complaints

132

Filed since 2013

Timely response

59.1%

CFPB-tracked response window

Relief rate

12.1%

Closed with monetary or non-monetary relief

Timely response rate 59.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.1%
Industry median

Share closed with monetary or non-monetary relief.

United Accounts, Inc. complaint mix by product

Total complaints: 132

United Accounts, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 132 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 114 complaints (86.4%), resolution 12.3% Debt collection 86.4% Credit reporting,: 10 complaints (7.6%), resolution 20.0% Credit reporting, 7.6% Credit reporting: 6 complaints (4.5%), resolution 0.0% Credit reporting: 1 complaints (0.8%), resolution 0.0% Checking or: 1 complaints (0.8%), resolution 0.0%
  • Debt collection 114 86.4% 12% relief
  • Credit reporting, 10 7.6% 20% relief
  • Credit reporting 6 4.5% 0% relief
  • Credit reporting 1 0.8% 0% relief
  • Checking or 1 0.8% 0% relief

How United Accounts, Inc.'s 132 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 114
Credit reporting, credit repair services, or other personal consumer reports 10
Credit reporting or other personal consumer reports 6
Credit reporting 1
Checking or savings account 1

Top States

State Complaints
ND 65
MN 25
TX 7
CA 7
CO 3
NY 3
SD 3
MD 3
WA 2
FL 1
MI 1
GA 1
NV 1
NC 1
MT 1
UT 1
TN 1
AZ 1
MO 1
IA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 42
Written notification about debt 25
Attempts to collect debt not owed 20
False statements or representation 11
Incorrect information on your report 10
Communication tactics 6
Cont'd attempts collect debt not owed 6
Improper use of your report 5
Electronic communications 3
Problem with a credit reporting company's investigation into an existing problem 1
Incorrect information on credit report 1
Problem caused by your funds being low 1
Disclosure verification of debt 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2015 4 75%
2016 3 100%
2017 2 100%
2018 1 100%
2019 5 100%
2020 9 100%
2021 11 100%
2022 5 100%
2023 15 100%
2024 6 33.3%
2025 36 58.3%
2026 34 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About United Accounts, Inc.

United Accounts, Inc. has accumulated 132 consumer complaints in the CFPB public database, with filings active across 20 U.S. states. Of those submissions, 32 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, United Accounts, Inc. reports a 59.1% timely-response rate and has closed 46.2% of cases with a written explanation to the consumer. 12.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating United Accounts, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does United Accounts, Inc. have?

United Accounts, Inc. has received 132 consumer complaints filed with the Consumer Financial Protection Bureau.

Does United Accounts, Inc. respond to complaints on time?

United Accounts, Inc. has a 59.1% timely response rate to CFPB complaints.

What is the most common complaint about United Accounts, Inc.?

The most common issue reported against United Accounts, Inc. is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

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