CFPB · Single-product concentration

United Accounts, Inc.

132 CFPB complaints · 83.3% in "Debt collection" · top issue Took or threatened to take negative or legal action.

132 CFPB complaints

United Accounts, Inc.: 83.3% of 132 CFPB complaints sit in "Debt collection". Timely 79.5% · relief 13.6%. Allegations, not findings.

  • Single-product concentration
  • +2600% filings 2013 to 2026

CFPB relief outcome brief

CCDB company united-accounts-inc

13.6% relief · 79.5% timely · 132 filings · Debt collection

Nearest relief peer: MacDowell & Associates, Ltd. (13.6% relief)

United Accounts, Inc. (this)13.6%Acra Intermediate Holdings, …47%CARS Acquisition, LLC12.9%Home Bancshares, Inc.6.1%State Home Mortgage0.8%
Closed-with-relief % among United Accounts, Inc. and nearest filing-volume peers

United Accounts, Inc. closes 13.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 132 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 79.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 13.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

United Accounts, Inc. complaint mix by product

Total complaints: 132

United Accounts, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 132 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 110 complaints (83.3%), resolution 13.6% Debt collection 83.3% Credit reporting,: 11 complaints (8.3%), resolution 27.3% Credit reporting, 8.3% Credit reporting: 8 complaints (6.1%), resolution 0.0% Credit reporting 6.1% Checking or: 2 complaints (1.5%), resolution 0.0% Credit reporting: 1 complaints (0.8%), resolution 0.0%
  • Debt collection 110 83.3% 14% relief
  • Credit reporting, 11 8.3% 27% relief
  • Credit reporting 8 6.1% 0% relief
  • Checking or 2 1.5% 0% relief
  • Credit reporting 1 0.8% 0% relief

How United Accounts, Inc.'s 132 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 110
Credit reporting, credit repair services, or other personal consumer reports 11
Credit reporting or other personal consumer reports 8
Checking or savings account 2
Credit reporting 1

Concentrated filing states for United Accounts, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
ND
45.5% of this company's filings
ND60MN22CA7TX6CO4NY4AZ3SD3

United Accounts, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
27
+2600% vs 2013
010203040 2013201620182020202220242026 27

Top States

State Complaints
ND 60
MN 22
CA 7
TX 6
CO 4
NY 4
AZ 3
SD 3
WA 2
GA 2
MD 2
WI 2
NH 1
MO 1
MI 1
VA 1
MT 1
NV 1
FL 1
TN 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 31
Written notification about debt 24
Attempts to collect debt not owed 23
Incorrect information on your report 12
False statements or representation 11
Cont'd attempts collect debt not owed 9
Communication tactics 7
Improper use of your report 6
Electronic communications 3
Disclosure verification of debt 2
Problem caused by your funds being low 1
Credit monitoring or identity theft protection services 1
Incorrect information on credit report 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2015 5 80%
2016 5 100%
2017 3 100%
2018 1 100%
2019 6 100%
2020 9 100%
2021 15 100%
2022 5 100%
2023 19 100%
2024 6 33.3%
2025 30 73.3%
2026 27 48.1%

Source: CFPB Consumer Complaint Database

United Accounts, Inc. filings cluster in one product

United Accounts, Inc.'s 132 logged complaints stay concentrated: only 24 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24.

United Accounts, Inc. answers 79.5% of complaints inside the CFPB's tracked window and closes 78% with a written explanation. 13.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Accounts, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for United Accounts, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for United Accounts, Inc. (79.5% timely; 13.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration