CFPB · Diversified product mix

Holiday Finance Corporation

3 CFPB complaints · diversified mix (top product 33.3%) · top issue Struggling to pay your loan.

3 CFPB complaints

Holiday Finance Corporation: top product "Payday loan, title loan, or personal loan" is only 33.3% of 3 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • -50% filings 2019 to 2022

CFPB relief outcome brief

CCDB company holiday-finance-corporation

0% relief · 100% timely · 3 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Holiday Finance Corporation …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Holiday Finance Corporation and nearest filing-volume peers

Holiday Finance Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Holiday Finance Corporation complaint mix by product

Total complaints: 3

Holiday Finance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 1 complaints (33.3%), resolution 0.0% Payday loan, 33.3% Debt collection: 1 complaints (33.3%), resolution 0.0% Debt collection 33.3% Credit reporting,: 1 complaints (33.3%), resolution 0.0% Credit reporting, 33.3%
  • Payday loan, 1 33.3% 0% relief
  • Debt collection 1 33.3% 0% relief
  • Credit reporting, 1 33.3% 0% relief

How Holiday Finance Corporation's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 1
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Holiday Finance Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-50% vs 2019
0.511.522.5 20192022 1

Top States

State Complaints
TX 3

Top Issues

Issue Complaints
Struggling to pay your loan 1
Communication tactics 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2019 2 100%
2022 1 100%

Source: CFPB Consumer Complaint Database

Holiday Finance Corporation spreads across product buckets

Holiday Finance Corporation's 3 logged complaints stay concentrated: only 1 state shows a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2022-08-16.

Holiday Finance Corporation answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Struggling to pay your loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Holiday Finance Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Holiday Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Holiday Finance Corporation (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix