CFPB · Diversified product mix
Harley Davidson Financial Services Inc
856 CFPB complaints · diversified mix (top product 28.9%) · top issue Incorrect information on your report.
Harley Davidson Financial Services Inc: top product "Debt collection" is only 28.9% of 856 - multi-bucket mix. Timely 99.4% · relief 3.3%. Allegations, not findings.
- Diversified product mix
- +12900% filings 2012 to 2026
CFPB relief outcome brief
CCDB company harley-davidson-financial-services-inc
3.3% relief · 99.4% timely · 856 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ecmc Group, Inc. (3.3% relief)
Harley Davidson Financial Services Inc closes 3.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Harley Davidson Financial Services Inc's 856 filings include narrative text
44% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Harley Davidson Financial Services Inc complaint mix by product
- Debt collection 247 29.1% – 1% relief
- Vehicle loan 232 27.3% – 4% relief
- Credit reporting 162 19.1% – 1% relief
- Credit reporting, 136 16.0% – 6% relief
- Consumer Loan 62 7.3% – 11% relief
- Payday loan, 5 0.6% – 0% relief
- Credit card 5 0.6% – 0% relief
How Harley Davidson Financial Services Inc's 856 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 247 |
| Vehicle loan or lease | 232 |
| Credit reporting or other personal consumer reports | 162 |
| Credit reporting, credit repair services, or other personal consumer reports | 136 |
| Consumer Loan | 62 |
| Payday loan, title loan, or personal loan | 5 |
| Credit card or prepaid card | 5 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Bank account or service | 2 |
| Credit reporting | 2 |
| Mortgage | 1 |
Nationwide filing states for Harley Davidson Financial Services Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 15.4% of this company's filings
Harley Davidson Financial Services Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 130
- +12900% vs 2012
Top States
| State | Complaints |
|---|---|
| CA | 132 |
| TX | 99 |
| FL | 80 |
| GA | 38 |
| NC | 31 |
| AZ | 29 |
| MO | 27 |
| IL | 26 |
| PA | 25 |
| TN | 22 |
| MD | 21 |
| OH | 20 |
| SC | 18 |
| NJ | 17 |
| NY | 16 |
| NV | 16 |
| MA | 16 |
| IN | 15 |
| LA | 14 |
| KY | 14 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 207 |
| Managing the loan or lease | 111 |
| Communication tactics | 66 |
| Improper use of your report | 66 |
| Took or threatened to take negative or legal action | 60 |
| Attempts to collect debt not owed | 51 |
| Struggling to pay your loan | 43 |
| Problem with a company's investigation into an existing problem | 37 |
| Problem with a credit reporting company's investigation into an existing problem | 31 |
| Problems at the end of the loan or lease | 30 |
| Repossession | 23 |
| Written notification about debt | 21 |
| Problems when you are unable to pay | 18 |
| False statements or representation | 17 |
| Threatened to contact someone or share information improperly | 14 |
| Cont'd attempts collect debt not owed | 11 |
| Taking out the loan or lease | 11 |
| Getting a loan or lease | 10 |
| Shopping for a loan or lease | 4 |
| Credit monitoring or identity theft protection services | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 7 | 85.7% |
| 2014 | 22 | 100% |
| 2015 | 29 | 100% |
| 2016 | 30 | 100% |
| 2017 | 37 | 100% |
| 2018 | 71 | 97.2% |
| 2019 | 42 | 95.2% |
| 2020 | 65 | 100% |
| 2021 | 44 | 100% |
| 2022 | 41 | 100% |
| 2023 | 88 | 100% |
| 2024 | 85 | 100% |
| 2025 | 164 | 100% |
| 2026 | 130 | 100% |
Source: CFPB Consumer Complaint Database
Harley Davidson Financial Services Inc spreads across product buckets
Harley Davidson Financial Services Inc's 856 logged complaints reach a nationwide footprint - 48 states have at least one filing. 44% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-25.
Harley Davidson Financial Services Inc answers 99.4% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 3.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Harley Davidson Financial Services Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Harley Davidson Financial Services Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 856.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Harley Davidson Financial Services Inc (99.4% timely; 3.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix