Total complaints
664
Filed since 2012
664 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
664 consumer complaints filed with the CFPB
This profile shows Harley Davidson Financial Services Inc's complaint history from CFPB public records. 664 consumers have filed complaints since 2012. The company has a 99.4% timely response rate and has provided relief in 3.3% of cases.
Total complaints
664
Filed since 2012
Timely response
99.4%
CFPB-tracked response window
Relief rate
3.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Harley Davidson Financial Services Inc's 664 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 197 |
| Vehicle loan or lease | 171 |
| Credit reporting or other personal consumer reports | 120 |
| Credit reporting, credit repair services, or other personal consumer reports | 107 |
| Consumer Loan | 54 |
| Credit card or prepaid card | 5 |
| Payday loan, title loan, or personal loan | 4 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Bank account or service | 2 |
| Credit reporting | 1 |
| Mortgage | 1 |
| State | Complaints |
|---|---|
| CA | 99 |
| TX | 75 |
| FL | 63 |
| GA | 29 |
| MO | 23 |
| AZ | 23 |
| PA | 22 |
| NC | 21 |
| IL | 21 |
| MD | 20 |
| OH | 16 |
| NV | 16 |
| NJ | 15 |
| LA | 14 |
| TN | 14 |
| MA | 14 |
| IN | 13 |
| KY | 11 |
| NY | 11 |
| MN | 11 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 156 |
| Managing the loan or lease | 85 |
| Communication tactics | 55 |
| Improper use of your report | 52 |
| Took or threatened to take negative or legal action | 41 |
| Attempts to collect debt not owed | 37 |
| Struggling to pay your loan | 33 |
| Problem with a company's investigation into an existing problem | 30 |
| Problem with a credit reporting company's investigation into an existing problem | 23 |
| Problems at the end of the loan or lease | 23 |
| Written notification about debt | 18 |
| Problems when you are unable to pay | 17 |
| False statements or representation | 15 |
| Repossession | 14 |
| Threatened to contact someone or share information improperly | 14 |
| Taking out the loan or lease | 11 |
| Cont'd attempts collect debt not owed | 11 |
| Shopping for a loan or lease | 4 |
| Getting a loan or lease | 4 |
| Improper contact or sharing of info | 3 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 7 | 85.7% |
| 2014 | 22 | 100% |
| 2015 | 26 | 100% |
| 2016 | 25 | 100% |
| 2017 | 31 | 100% |
| 2018 | 59 | 98.3% |
| 2019 | 33 | 93.9% |
| 2020 | 54 | 100% |
| 2021 | 36 | 100% |
| 2022 | 36 | 100% |
| 2023 | 64 | 100% |
| 2024 | 69 | 100% |
| 2025 | 134 | 100% |
| 2026 | 67 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Harley Davidson Financial Services Inc has accumulated 664 consumer complaints in the CFPB public database, with filings active across 46 U.S. states. Of those submissions, 238 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Harley Davidson Financial Services Inc reports a 99.4% timely-response rate and has closed 96.5% of cases with a written explanation to the consumer. 3.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Harley Davidson Financial Services Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Harley Davidson Financial Services Inc has received 664 consumer complaints filed with the Consumer Financial Protection Bureau.
Harley Davidson Financial Services Inc has a 99.4% timely response rate to CFPB complaints.
The most common issue reported against Harley Davidson Financial Services Inc is "Incorrect information on your report" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.