Harley Davidson Financial Services Inc
856 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Harley Davidson Financial Services Inc complaint mix by product
- Debt collection 247 29.1% – 1% relief
- Vehicle loan 232 27.3% – 4% relief
- Credit reporting 162 19.1% – 1% relief
- Credit reporting, 136 16.0% – 6% relief
- Consumer Loan 62 7.3% – 11% relief
- Payday loan, 5 0.6% – 0% relief
- Credit card 5 0.6% – 0% relief
How Harley Davidson Financial Services Inc's 856 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 247 |
| Vehicle loan or lease | 232 |
| Credit reporting or other personal consumer reports | 162 |
| Credit reporting, credit repair services, or other personal consumer reports | 136 |
| Consumer Loan | 62 |
| Payday loan, title loan, or personal loan | 5 |
| Credit card or prepaid card | 5 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Bank account or service | 2 |
| Credit reporting | 2 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 132 |
| TX | 99 |
| FL | 80 |
| GA | 38 |
| NC | 31 |
| AZ | 29 |
| MO | 27 |
| IL | 26 |
| PA | 25 |
| TN | 22 |
| MD | 21 |
| OH | 20 |
| SC | 18 |
| NJ | 17 |
| NY | 16 |
| NV | 16 |
| MA | 16 |
| IN | 15 |
| LA | 14 |
| KY | 14 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 207 |
| Managing the loan or lease | 111 |
| Communication tactics | 66 |
| Improper use of your report | 66 |
| Took or threatened to take negative or legal action | 60 |
| Attempts to collect debt not owed | 51 |
| Struggling to pay your loan | 43 |
| Problem with a company's investigation into an existing problem | 37 |
| Problem with a credit reporting company's investigation into an existing problem | 31 |
| Problems at the end of the loan or lease | 30 |
| Repossession | 23 |
| Written notification about debt | 21 |
| Problems when you are unable to pay | 18 |
| False statements or representation | 17 |
| Threatened to contact someone or share information improperly | 14 |
| Cont'd attempts collect debt not owed | 11 |
| Taking out the loan or lease | 11 |
| Getting a loan or lease | 10 |
| Shopping for a loan or lease | 4 |
| Credit monitoring or identity theft protection services | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 7 | 85.7% |
| 2014 | 22 | 100% |
| 2015 | 29 | 100% |
| 2016 | 30 | 100% |
| 2017 | 37 | 100% |
| 2018 | 71 | 97.2% |
| 2019 | 42 | 95.2% |
| 2020 | 65 | 100% |
| 2021 | 44 | 100% |
| 2022 | 41 | 100% |
| 2023 | 88 | 100% |
| 2024 | 85 | 100% |
| 2025 | 164 | 100% |
| 2026 | 130 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Harley Davidson Financial Services Inc
Harley Davidson Financial Services Inc's 856 logged complaints reach a nationwide footprint - 48 states have at least one filing on record. 44% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2012 through 2026-06-25.
Harley Davidson Financial Services Inc answers 99.4% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 3.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Harley Davidson Financial Services Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Harley Davidson Financial Services Inc have?
856, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Harley Davidson Financial Services Inc respond to complaints on time?
99.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Harley Davidson Financial Services Inc?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.