CFPB · Single-product concentration

Googain, Inc.

5 CFPB complaints · 80% in "Mortgage" · top issue Application, originator, mortgage broker.

5 CFPB complaints

Googain, Inc.: 80% of 5 CFPB complaints sit in "Mortgage". Timely 100% · relief 20%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2017 to 2021

CFPB relief outcome brief

CCDB company googain-inc

20% relief · 100% timely · 5 filings · Mortgage

Nearest relief peer: Wells Fargo & Company (20.1% relief)

Googain, Inc. (this)20%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Googain, Inc. and nearest filing-volume peers

Googain, Inc. closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Googain, Inc. complaint mix by product

Total complaints: 5

Googain, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 4 complaints (80.0%), resolution 25.0% Mortgage 80.0% Checking or: 1 complaints (20.0%), resolution 0.0% Checking or 20.0%
  • Mortgage 4 80.0% 25% relief
  • Checking or 1 20.0% 0% relief

How Googain, Inc.'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 4
Checking or savings account 1

Concentrated filing states for Googain, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
60% of this company's filings
CA3GA2

Googain, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-50% vs 2017
0.511.522.5 201720202021 1

Top States

State Complaints
CA 3
GA 2

Top Issues

Issue Complaints
Application, originator, mortgage broker 2
Closing on a mortgage 2
Managing an account 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2020 2 100%
2021 1 100%

Source: CFPB Consumer Complaint Database

Googain, Inc. filings cluster in one product

Googain, Inc.'s 5 logged complaints stay concentrated: only 2 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2021-05-23.

Googain, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Googain, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Googain, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Googain, Inc. (100% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration