2026 data Public-data reference. official source

GOLDEN 1 CREDIT UNION, THE

728 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

728 consumer complaints filed with the CFPB

This profile shows GOLDEN 1 CREDIT UNION, THE's complaint history from CFPB public records. 728 consumers have filed complaints since 2017. The company has a 99.2% timely response rate and has provided relief in 10.9% of cases.

728
Total Complaints
99.2%
Timely Response
0%
Disputed
10.9%
Relief Provided
23
States Active
2017
Since

Total complaints

728

Filed since 2017

Timely response

99.2%

CFPB-tracked response window

Relief rate

10.9%

Closed with monetary or non-monetary relief

Timely response rate 99.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.9%
Industry median

Share closed with monetary or non-monetary relief.

GOLDEN 1 CREDIT UNION, THE complaint mix by product

Total complaints: 728

GOLDEN 1 CREDIT UNION, THE complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 728 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 299 complaints (46.6%), resolution 11.0% Checking or 46.6% Credit reporting: 96 complaints (15.0%), resolution 1.0% Credit reporting 15.0% Credit reporting,: 83 complaints (12.9%), resolution 8.4% Credit reporting, 12.9% Vehicle loan: 55 complaints (8.6%), resolution 10.9% Vehicle loan 8.6% Debt collection: 39 complaints (6.1%), resolution 5.1% Debt collection 6.1% Credit card: 35 complaints (5.5%), resolution 22.9% Money transfer,: 35 complaints (5.5%), resolution 8.6%
  • Checking or 299 46.6% 11% relief
  • Credit reporting 96 15.0% 1% relief
  • Credit reporting, 83 12.9% 8% relief
  • Vehicle loan 55 8.6% 11% relief
  • Debt collection 39 6.1% 5% relief
  • Credit card 35 5.5% 23% relief
  • Money transfer, 35 5.5% 9% relief

How GOLDEN 1 CREDIT UNION, THE's 728 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 299
Credit reporting or other personal consumer reports 96
Credit reporting, credit repair services, or other personal consumer reports 83
Vehicle loan or lease 55
Debt collection 39
Credit card or prepaid card 35
Money transfer, virtual currency, or money service 35
Mortgage 34
Credit card 31
Payday loan, title loan, or personal loan 9
Payday loan, title loan, personal loan, or advance loan 9
Consumer Loan 2
Bank account or service 1

Top States

State Complaints
CA 667
TX 11
NV 5
AZ 3
MN 3
GA 3
IL 2
NH 2
IN 2
FL 1
LA 1
SC 1
UT 1
NY 1
KY 1
AL 1
HI 1
KS 1
MA 1
WA 1

Top Issues

Issue Complaints
Managing an account 203
Incorrect information on your report 94
Improper use of your report 59
Closing an account 31
Problem with a lender or other company charging your account 25
Opening an account 24
Problem with a credit reporting company's investigation into an existing problem 23
Problem with a company's investigation into an existing problem 20
Problem with a purchase shown on your statement 20
Fraud or scam 18
Attempts to collect debt not owed 18
Trouble during payment process 17
Managing the loan or lease 15
Problem when making payments 11
Struggling to pay your loan 11
Problems at the end of the loan or lease 11
Problem caused by your funds being low 11
Getting a loan or lease 10
Took or threatened to take negative or legal action 10
Getting a credit card 9

Yearly Trend

Year Complaints Timely
2017 33 100%
2018 36 100%
2019 39 100%
2020 63 96.8%
2021 87 100%
2022 80 98.8%
2023 73 95.9%
2024 97 100%
2025 156 100%
2026 64 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About GOLDEN 1 CREDIT UNION, THE

GOLDEN 1 CREDIT UNION, THE has accumulated 728 consumer complaints in the CFPB public database, with filings active across 23 U.S. states. Of those submissions, 197 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, GOLDEN 1 CREDIT UNION, THE reports a 99.2% timely-response rate and has closed 88.9% of cases with a written explanation to the consumer. 10.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating GOLDEN 1 CREDIT UNION, THE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does GOLDEN 1 CREDIT UNION, THE have?

GOLDEN 1 CREDIT UNION, THE has received 728 consumer complaints filed with the Consumer Financial Protection Bureau.

Does GOLDEN 1 CREDIT UNION, THE respond to complaints on time?

GOLDEN 1 CREDIT UNION, THE has a 99.2% timely response rate to CFPB complaints.

What is the most common complaint about GOLDEN 1 CREDIT UNION, THE?

The most common issue reported against GOLDEN 1 CREDIT UNION, THE is "Managing an account" in the "Checking or savings account" product category.

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