CFPB · Mid-pack CFPB posture

Freedom Financial Capital LLC

5 CFPB complaints · 1 states · top issue Incorrect information on your report.

5 CFPB complaints

Freedom Financial Capital LLC has 5 consumer complaints in the CFPB public database. Timely response is 100%; 20% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • 0% filings 2016 to 2025

CFPB relief outcome brief

CCDB company freedom-financial-capital-llc

20% relief · 100% timely · 5 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Greenstate Credit Union (20.1% relief)

Freedom Financial Capital LL…20%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Freedom Financial Capital LLC and nearest filing-volume peers

Freedom Financial Capital LLC closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Freedom Financial Capital LLC complaint mix by product

Total complaints: 5

Freedom Financial Capital LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 3 complaints (60.0%), resolution 0.0% Credit reporting 60.0% Consumer Loan: 1 complaints (20.0%), resolution 100.0% Consumer Loan 20.0% Vehicle loan: 1 complaints (20.0%), resolution 0.0% Vehicle loan 20.0%
  • Credit reporting 3 60.0% 0% relief
  • Consumer Loan 1 20.0% 100% relief
  • Vehicle loan 1 20.0% 0% relief

How Freedom Financial Capital LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 3
Consumer Loan 1
Vehicle loan or lease 1

Freedom Financial Capital LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2016
0.511.522.5 2016201820242025 1

Top States

State Complaints
FL 5

Top Issues

Issue Complaints
Incorrect information on your report 2
Managing the loan or lease 2
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2018 1 100%
2024 2 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Freedom Financial Capital LLC

Freedom Financial Capital LLC's 5 logged complaints stay concentrated: only 1 state shows a filing. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2025-10-23.

Freedom Financial Capital LLC answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Freedom Financial Capital LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Freedom Financial Capital LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Freedom Financial Capital LLC (100% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture