CFPB · Single-product concentration
FM Home Loans, LLC
5 CFPB complaints · 100% in "Mortgage" · top issue Trouble during payment process.
FM Home Loans, LLC: 100% of 5 CFPB complaints sit in "Mortgage". Timely 100% · relief 20%. Allegations, not findings.
- Single-product concentration
- -50% filings 2018 to 2025
CFPB relief outcome brief
CCDB company fm-home-loans-llc
20% relief · 100% timely · 5 filings · Mortgage
Same-product relief peers
Nearest relief peer: Wells Fargo & Company (20.1% relief)
FM Home Loans, LLC closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FM Home Loans, LLC complaint mix by product
- Mortgage 5 100.0% – 20% relief
How FM Home Loans, LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 5 |
Concentrated filing states for FM Home Loans, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 60% of this company's filings
FM Home Loans, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -50% vs 2018
Top States
| State | Complaints |
|---|---|
| NY | 3 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 3 |
| Struggling to pay mortgage | 1 |
| Closing on a mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 100% |
| 2022 | 1 | 100% |
| 2024 | 1 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database
FM Home Loans, LLC filings cluster in one product
FM Home Loans, LLC's 5 logged complaints stay concentrated: only 2 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2025-05-16.
FM Home Loans, LLC answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FM Home Loans, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for FM Home Loans, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for FM Home Loans, LLC (100% timely; 20% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration