CFPB · Single-product concentration

First Mortgage Solutions

10 CFPB complaints · 100% in "Mortgage" · top issue Closing on a mortgage.

10 CFPB complaints

First Mortgage Solutions: 100% of 10 CFPB complaints sit in "Mortgage". Timely 100% · relief 10%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2013 to 2022

CFPB relief outcome brief

CCDB company first-mortgage-solutions

10% relief · 100% timely · 10 filings · Mortgage

Nearest relief peer: Primary Residential Mortgage (10% relief)

First Mortgage Solutions (th…10%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Mortgage Solutions and nearest filing-volume peers

First Mortgage Solutions closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of First Mortgage Solutions's 10 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Mortgage Solutions complaint mix by product

Total complaints: 10

First Mortgage Solutions complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 10 complaints (100.0%), resolution 10.0% Mortgage 100.0%
  • Mortgage 10 100.0% 10% relief

How First Mortgage Solutions's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 10

Where First Mortgage Solutions complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
30% of this company's filings
TX3MO2NC2SC1CA1CO1

First Mortgage Solutions rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2022
3
+200% vs 2013
012345 20132014201720212022 3

Top States

State Complaints
TX 3
MO 2
NC 2
SC 1
CA 1
CO 1

Top Issues

Issue Complaints
Closing on a mortgage 4
Applying for a mortgage or refinancing an existing mortgage 3
Settlement process and costs 1
Application, originator, mortgage broker 1
Credit decision / Underwriting 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 1 100%
2017 1 100%
2021 4 100%
2022 3 100%

Source: CFPB Consumer Complaint Database

First Mortgage Solutions filings cluster in one product

First Mortgage Solutions's 10 logged complaints stay concentrated: only 6 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2022-09-22.

First Mortgage Solutions answers 100% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Mortgage Solutions.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Mortgage Solutions: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Mortgage Solutions (100% timely; 10% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration