CFPB · Single-product concentration

First Mortgage Company

26 CFPB complaints · 100% in "Mortgage" · top issue Application, originator, mortgage broker.

26 CFPB complaints

First Mortgage Company: 100% of 26 CFPB complaints sit in "Mortgage". Timely 100% · relief 15.4%. Allegations, not findings.

  • Single-product concentration
  • +500% filings 2012 to 2021

CFPB relief outcome brief

CCDB company first-mortgage-company

15.4% relief · 100% timely · 26 filings · Mortgage

Nearest relief peer: Nations Lending Corporation (15.3% relief)

First Mortgage Company (this)15.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Mortgage Company and nearest filing-volume peers

First Mortgage Company closes 15.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of First Mortgage Company's 26 filings include narrative text

46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Mortgage Company complaint mix by product

Total complaints: 26

First Mortgage Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 26 complaints (100.0%), resolution 15.4% Mortgage 100.0%
  • Mortgage 26 100.0% 15% relief

How First Mortgage Company's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 26

Where First Mortgage Company complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NM
23.1% of this company's filings
NM6NC6IA3TX3OK3CO1MI1ID1

First Mortgage Company rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2021
6
+500% vs 2012
0246810 2012201320142015201620172021 6

Top States

State Complaints
NM 6
NC 6
IA 3
TX 3
OK 3
CO 1
MI 1
ID 1
MO 1
AZ 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 7
Trouble during payment process 7
Loan servicing, payments, escrow account 5
Loan modification,collection,foreclosure 2
Settlement process and costs 2
Closing on a mortgage 2
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 1 100%
2014 1 100%
2015 4 100%
2016 9 100%
2017 4 100%
2021 6 100%

Source: CFPB Consumer Complaint Database

First Mortgage Company filings cluster in one product

First Mortgage Company's 26 logged complaints stay concentrated: only 10 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2021-12-28.

First Mortgage Company answers 100% of complaints inside the CFPB's tracked window and closes 84.6% with a written explanation. 15.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Mortgage Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Mortgage Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Mortgage Company (100% timely; 15.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration