CFPB · Single-product concentration
Nations Lending Corporation
118 CFPB complaints · 81.4% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Nations Lending Corporation: 81.4% of 118 CFPB complaints sit in "Mortgage". Timely 97.5% · relief 15.3%. Allegations, not findings.
- Single-product concentration
- -44.4% filings 2015 to 2026
CFPB relief outcome brief
CCDB company nations-lending-corporation
15.3% relief · 97.5% timely · 118 filings · Mortgage
Same-product relief peers
Nearest relief peer: Cit Bank, National Association (14.8% relief)
Nations Lending Corporation closes 15.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Nations Lending Corporation scores strongest on timely response (96/100 percentile-benchmarked) and weakest on closed with explanation (70/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
71 / 100 percentile-benchmarked
15.3% of complaints closed with relief to the consumer
Timely response
96 / 100 percentile-benchmarked
97.5% of complaints answered inside the CFPB 15-day window
Closed with explanation
70 / 100 percentile-benchmarked
83.9% of complaints closed with an explanation to the consumer
Most of Nations Lending Corporation's 118 filings include narrative text
55.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Nations Lending Corporation complaint mix by product
- Mortgage 96 81.4% – 19% relief
- Credit reporting, 8 6.8% – 0% relief
- Credit reporting 7 5.9% – 0% relief
- Debt collection 4 3.4% – 0% relief
- Payday loan, 2 1.7% – 0% relief
- Payday loan, 1 0.8% – 0% relief
How Nations Lending Corporation's 118 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 96 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Credit reporting or other personal consumer reports | 7 |
| Debt collection | 4 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Payday loan, title loan, or personal loan | 1 |
Where Nations Lending Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 10.2% of this company's filings
Nations Lending Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- -44.4% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 12 |
| FL | 11 |
| TX | 11 |
| OH | 8 |
| PA | 7 |
| TN | 6 |
| GA | 5 |
| IL | 4 |
| MD | 4 |
| VA | 4 |
| AZ | 4 |
| CT | 4 |
| NC | 3 |
| NY | 3 |
| AR | 3 |
| MI | 3 |
| OR | 2 |
| LA | 2 |
| OK | 2 |
| DE | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 43 |
| Closing on a mortgage | 21 |
| Improper use of your report | 16 |
| Application, originator, mortgage broker | 9 |
| Trouble during payment process | 5 |
| Struggling to pay mortgage | 4 |
| Settlement process and costs | 4 |
| Took or threatened to take negative or legal action | 3 |
| Credit decision / Underwriting | 3 |
| Loan servicing, payments, escrow account | 3 |
| Credit monitoring or identity theft protection services | 1 |
| Getting the loan | 1 |
| Problem with additional add-on products or services | 1 |
| Loan modification,collection,foreclosure | 1 |
| Problem when making payments | 1 |
| Incorrect information on your report | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 9 | 88.9% |
| 2016 | 9 | 88.9% |
| 2017 | 6 | 100% |
| 2018 | 11 | 100% |
| 2019 | 13 | 92.3% |
| 2020 | 15 | 100% |
| 2021 | 19 | 100% |
| 2022 | 7 | 100% |
| 2023 | 8 | 100% |
| 2024 | 4 | 100% |
| 2025 | 12 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Nations Lending Corporation filings cluster in one product
Nations Lending Corporation's 118 logged complaints stay concentrated: only 33 states show a filing. 55.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-05-11.
Nations Lending Corporation answers 97.5% of complaints inside the CFPB's tracked window and closes 83.9% with a written explanation. 15.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nations Lending Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Nations Lending Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 118.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Nations Lending Corporation (97.5% timely; 15.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration