2026 data Public-data reference. official source

FIRST GUARANTY MORTGAGE CORP

71 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

71 consumer complaints filed with the CFPB

This profile shows FIRST GUARANTY MORTGAGE CORP's complaint history from CFPB public records. 71 consumers have filed complaints since 2013. The company has a 91.5% timely response rate and has provided relief in 25.4% of cases.

71
Total Complaints
91.5%
Timely Response
2.8%
Disputed
25.4%
Relief Provided
23
States Active
2013
Since

Total complaints

71

Filed since 2013

Timely response

91.5%

CFPB-tracked response window

Relief rate

25.4%

Closed with monetary or non-monetary relief

Timely response rate 91.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.4%
Industry median

Share closed with monetary or non-monetary relief.

FIRST GUARANTY MORTGAGE CORP complaint mix by product

Total complaints: 71

FIRST GUARANTY MORTGAGE CORP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 71 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 62 complaints (87.3%), resolution 29.0% Mortgage 87.3% Credit reporting,: 4 complaints (5.6%), resolution 0.0% Debt collection: 2 complaints (2.8%), resolution 0.0% Credit reporting: 2 complaints (2.8%), resolution 0.0% Money transfer,: 1 complaints (1.4%), resolution 0.0%
  • Mortgage 62 87.3% 29% relief
  • Credit reporting, 4 5.6% 0% relief
  • Debt collection 2 2.8% 0% relief
  • Credit reporting 2 2.8% 0% relief
  • Money transfer, 1 1.4% 0% relief

How FIRST GUARANTY MORTGAGE CORP's 71 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 62
Credit reporting, credit repair services, or other personal consumer reports 4
Debt collection 2
Credit reporting or other personal consumer reports 2
Money transfer, virtual currency, or money service 1

Top States

State Complaints
FL 8
GA 8
TX 5
NC 5
CA 5
NY 4
LA 4
NJ 4
VA 3
MA 3
IL 3
KY 2
TN 2
CO 2
OH 2
MD 2
SC 2
MO 1
MI 1
PA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 15
Application, originator, mortgage broker 11
Closing on a mortgage 7
Trouble during payment process 7
Struggling to pay mortgage 7
Settlement process and costs 5
Loan servicing, payments, escrow account 5
Improper use of your report 3
Loan modification,collection,foreclosure 2
Credit decision / Underwriting 2
Incorrect information on your report 2
Written notification about debt 1
Attempts to collect debt not owed 1
Problem with fraud alerts or security freezes 1
Fraud or scam 1
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 4 100%
2015 11 100%
2016 4 100%
2017 12 100%
2018 10 100%
2019 3 100%
2020 5 100%
2021 8 100%
2022 5 100%
2023 1 0%
2024 1 0%
2025 1 0%
2026 3 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST GUARANTY MORTGAGE CORP

FIRST GUARANTY MORTGAGE CORP has accumulated 71 consumer complaints in the CFPB public database, with filings active across 23 U.S. states. Of those submissions, 32 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST GUARANTY MORTGAGE CORP reports a 91.5% timely-response rate and has closed 64.8% of cases with a written explanation to the consumer. 25.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST GUARANTY MORTGAGE CORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST GUARANTY MORTGAGE CORP have?

FIRST GUARANTY MORTGAGE CORP has received 71 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST GUARANTY MORTGAGE CORP respond to complaints on time?

FIRST GUARANTY MORTGAGE CORP has a 91.5% timely response rate to CFPB complaints.

What is the most common complaint about FIRST GUARANTY MORTGAGE CORP?

The most common issue reported against FIRST GUARANTY MORTGAGE CORP is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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