Total complaints
42
Filed since 2014
42 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
42 consumer complaints filed with the CFPB
This profile shows HOMESTAR FINANCIAL CORPORATION's complaint history from CFPB public records. 42 consumers have filed complaints since 2014. The company has a 92.9% timely response rate and has provided relief in 23.8% of cases.
Total complaints
42
Filed since 2014
Timely response
92.9%
CFPB-tracked response window
Relief rate
23.8%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How HOMESTAR FINANCIAL CORPORATION's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 34 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 1 |
| Debt collection | 1 |
| State | Complaints |
|---|---|
| GA | 35 |
| SC | 2 |
| FL | 2 |
| LA | 1 |
| KS | 1 |
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 12 |
| Improper use of your report | 6 |
| Applying for a mortgage or refinancing an existing mortgage | 5 |
| Trouble during payment process | 5 |
| Credit decision / Underwriting | 4 |
| Settlement process and costs | 3 |
| Application, originator, mortgage broker | 2 |
| Loan modification,collection,foreclosure | 2 |
| Struggling to pay mortgage | 1 |
| Took or threatened to take negative or legal action | 1 |
| Incorrect information on your report | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 5 | 100% |
| 2016 | 4 | 75% |
| 2017 | 2 | 50% |
| 2018 | 4 | 100% |
| 2020 | 3 | 100% |
| 2021 | 8 | 100% |
| 2022 | 9 | 100% |
| 2023 | 5 | 100% |
| 2024 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
HOMESTAR FINANCIAL CORPORATION has accumulated 42 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 21 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2024-10-02, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, HOMESTAR FINANCIAL CORPORATION reports a 92.9% timely-response rate and has closed 73.8% of cases with a written explanation to the consumer. 23.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Closing on a mortgage".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating HOMESTAR FINANCIAL CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
HOMESTAR FINANCIAL CORPORATION has received 42 consumer complaints filed with the Consumer Financial Protection Bureau.
HOMESTAR FINANCIAL CORPORATION has a 92.9% timely response rate to CFPB complaints.
The most common issue reported against HOMESTAR FINANCIAL CORPORATION is "Closing on a mortgage" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.