CFPB · Single-product concentration

First Colony Mortgage Corp.

11 CFPB complaints · 90.9% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

11 CFPB complaints

First Colony Mortgage Corp.: 90.9% of 11 CFPB complaints sit in "Mortgage". Timely 72.7% · relief 27.3%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2025

CFPB relief outcome brief

CCDB company first-colony-mortgage-corp

27.3% relief · 72.7% timely · 11 filings · Mortgage

Nearest relief peer: Suntrust Banks, Inc. (27.5% relief)

First Colony Mortgage Corp. …27.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Colony Mortgage Corp. and nearest filing-volume peers

First Colony Mortgage Corp. closes 27.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of First Colony Mortgage Corp.'s 11 filings include narrative text

72.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 72.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 27.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Colony Mortgage Corp. complaint mix by product

Total complaints: 11

First Colony Mortgage Corp. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 10 complaints (90.9%), resolution 20.0% Mortgage 90.9% Credit reporting,: 1 complaints (9.1%), resolution 100.0% Credit reporting, 9.1%
  • Mortgage 10 90.9% 20% relief
  • Credit reporting, 1 9.1% 100% relief

How First Colony Mortgage Corp.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 10
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for First Colony Mortgage Corp.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
81.8% of this company's filings
UT9CA1UNITED STATES MINOR OUTLYING…1

First Colony Mortgage Corp. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2012
0.511.522.533.5 20122015201820192021202220232025 1

Top States

State Complaints
UT 9
CA 1
UNITED STATES MINOR OUTLYING ISLANDS 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 4
Struggling to pay mortgage 1
Trouble during payment process 1
Loan servicing, payments, escrow account 1
Application, originator, mortgage broker 1
Settlement process and costs 1
Closing on a mortgage 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2015 2 50%
2018 1 0%
2019 1 0%
2021 1 100%
2022 1 100%
2023 3 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

First Colony Mortgage Corp. filings cluster in one product

First Colony Mortgage Corp.'s 11 logged complaints stay concentrated: only 3 states show a filing. 72.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2025-05-04.

First Colony Mortgage Corp. answers 72.7% of complaints inside the CFPB's tracked window and closes 72.7% with a written explanation. 27.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Colony Mortgage Corp..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Colony Mortgage Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Colony Mortgage Corp. (72.7% timely; 27.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration