2026 data Public-data reference. official source

First Choice Lending Services, LLC

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows First Choice Lending Services, LLC's complaint history from CFPB public records. 3 consumers have filed complaints since 2018. The company has a 100% timely response rate and has provided relief in 33.3% of cases.

3
Total Complaints
100%
Timely Response
0%
Disputed
33.3%
Relief Provided
1
States Active
2018
Since

Total complaints

3

Filed since 2018

Timely response

100%

CFPB-tracked response window

Relief rate

33.3%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 33.3%
Industry median

Share closed with monetary or non-monetary relief.

First Choice Lending Services, LLC complaint mix by product

Total complaints: 3

First Choice Lending Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 2 complaints (66.7%), resolution 0.0% Mortgage 66.7% Credit reporting,: 1 complaints (33.3%), resolution 100.0% Credit reporting, 33.3%
  • Mortgage 2 66.7% 0% relief
  • Credit reporting, 1 33.3% 100% relief

How First Choice Lending Services, LLC's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 2
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
TN 3

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 2
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 1 100%
2020 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About First Choice Lending Services, LLC

First Choice Lending Services, LLC has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2020-05-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, First Choice Lending Services, LLC reports a 100% timely-response rate and has closed 66.7% of cases with a written explanation to the consumer. 33.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First Choice Lending Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does First Choice Lending Services, LLC have?

First Choice Lending Services, LLC has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does First Choice Lending Services, LLC respond to complaints on time?

First Choice Lending Services, LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about First Choice Lending Services, LLC?

The most common issue reported against First Choice Lending Services, LLC is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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