CFPB · Narrative-heavy record

First Choice Credit Management

2 CFPB complaints · 50% with narratives · top issue Problem with customer service.

2 CFPB complaints

First Choice Credit Management: 50% of 2 filings include consumer narratives. Timely 100% · relief 100% · top product Money transfer, virtual currency, or money service. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2017 to 2021

CFPB relief outcome brief

CCDB company first-choice-credit-management

100% relief · 100% timely · 2 filings · Money transfer, virtual currency, or money service

Nearest relief peer: TapTap Send Inc. (41.9% relief)

First Choice Credit Manageme…100%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Choice Credit Management and nearest filing-volume peers

First Choice Credit Management closes 100% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 100.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Choice Credit Management complaint mix by product

Total complaints: 2

First Choice Credit Management complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 1 complaints (50.0%), resolution 100.0% Money transfer, 50.0% Debt collection: 1 complaints (50.0%), resolution 100.0% Debt collection 50.0%
  • Money transfer, 1 50.0% 100% relief
  • Debt collection 1 50.0% 100% relief

How First Choice Credit Management's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 1
Debt collection 1

Concentrated filing states for First Choice Credit Management

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
50% of this company's filings
CA1KY1

First Choice Credit Management complaints by year

Annual filing volume from the CFPB public database

Trend in view
2021
1
0% vs 2017
1 20172021 1

Top States

State Complaints
CA 1
KY 1

Top Issues

Issue Complaints
Problem with customer service 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2021 1 100%

Source: CFPB Consumer Complaint Database

First Choice Credit Management's narrative-rich complaint ledger

First Choice Credit Management's 2 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2021-02-09.

First Choice Credit Management answers 100% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 100% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Problem with customer service."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Choice Credit Management.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Choice Credit Management: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Choice Credit Management (100% timely; 100% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record