CFPB · Single-product concentration
First California Mortgage Co., Inc.
20 CFPB complaints · 85% in "Mortgage" · top issue Application, originator, mortgage broker.
First California Mortgage Co., Inc.: 85% of 20 CFPB complaints sit in "Mortgage". Timely 35% · relief 10%. Allegations, not findings.
- Single-product concentration
- +100% filings 2012 to 2022
CFPB relief outcome brief
CCDB company first-california-mortgage-co-inc
10% relief · 35% timely · 20 filings · Mortgage
Same-product relief peers
Nearest relief peer: Primary Residential Mortgage (10% relief)
First California Mortgage Co., Inc. closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of First California Mortgage Co., Inc.'s 20 filings include narrative text
45% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First California Mortgage Co., Inc. complaint mix by product
- Mortgage 17 85.0% – 12% relief
- Money transfer, 2 10.0% – 0% relief
- Credit reporting, 1 5.0% – 0% relief
How First California Mortgage Co., Inc.'s 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 17 |
| Money transfer, virtual currency, or money service | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for First California Mortgage Co., Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 70% of this company's filings
First California Mortgage Co., Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 2
- +100% vs 2012
Top States
| State | Complaints |
|---|---|
| CA | 14 |
| AZ | 3 |
| WA | 2 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Application, originator, mortgage broker | 8 |
| Loan servicing, payments, escrow account | 2 |
| Fraud or scam | 2 |
| Settlement process and costs | 1 |
| Loan modification,collection,foreclosure | 1 |
| Credit decision / Underwriting | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Struggling to pay mortgage | 1 |
| Trouble during payment process | 1 |
| Closing on a mortgage | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 1 | 100% |
| 2014 | 2 | 50% |
| 2015 | 1 | 100% |
| 2016 | 7 | 28.6% |
| 2017 | 3 | 33.3% |
| 2018 | 3 | 0% |
| 2022 | 2 | 0% |
Source: CFPB Consumer Complaint Database
First California Mortgage Co., Inc. filings cluster in one product
First California Mortgage Co., Inc.'s 20 logged complaints stay concentrated: only 4 states show a filing. 45% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2022-04-28.
First California Mortgage Co., Inc. answers 35% of complaints inside the CFPB's tracked window and closes 35% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First California Mortgage Co., Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First California Mortgage Co., Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 20.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 35%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First California Mortgage Co., Inc. (35% timely; 10% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration