Total complaints
11
Filed since 2023
2026 data Public-data reference. official source
First Bancorp North Carolina
11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
11 consumer complaints filed with the CFPB
This profile shows First Bancorp North Carolina's complaint history from CFPB public records. 11 consumers have filed complaints since 2023. The company has a 100% timely response rate and has provided relief in 9.1% of cases.
11
Total Complaints
100%
Timely Response
0%
Disputed
9.1%
Relief Provided
4
States Active
2023
Since
Timely response
100%
CFPB-tracked response window
Relief rate
9.1%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 9.1%
Industry median
Share closed with monetary or non-monetary relief.
First Bancorp North Carolina complaint mix by product
- Checking or 3 27.3% – 0% relief
- Credit card 2 18.2% – 0% relief
- Mortgage 2 18.2% – 0% relief
- Payday loan, 2 18.2% – 50% relief
- Credit reporting 1 9.1% – 0% relief
- Credit reporting, 1 9.1% – 0% relief
How First Bancorp North Carolina's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 3 |
| Credit card | 2 |
| Mortgage | 2 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| NC | 7 |
| SC | 2 |
| TN | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 3 |
| Other features, terms, or problems | 1 |
| Closing an account | 1 |
| Problem caused by your funds being low | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Problem with a lender or other company charging your account | 1 |
| Struggling to pay mortgage | 1 |
| Getting a line of credit | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 2 | 100% |
| 2024 | 7 | 100% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First Bancorp North Carolina
First Bancorp North Carolina has accumulated 11 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2025-12-19, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, First Bancorp North Carolina reports a 100% timely-response rate and has closed 90.9% of cases with a written explanation to the consumer. 9.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First Bancorp North Carolina: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First Bancorp North Carolina have?
First Bancorp North Carolina has received 11 consumer complaints filed with the Consumer Financial Protection Bureau.
Does First Bancorp North Carolina respond to complaints on time?
First Bancorp North Carolina has a 100% timely response rate to CFPB complaints.
What is the most common complaint about First Bancorp North Carolina?
The most common issue reported against First Bancorp North Carolina is "Incorrect information on your report" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.
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