CFPB · Narrative-heavy record
EIC Enterprises
13 CFPB complaints · 61.5% with narratives · top issue Charged fees or interest you didn't expect.
EIC Enterprises: 61.5% of 13 filings include consumer narratives. Timely 84.6% · relief 7.7% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2019 to 2024
CFPB relief outcome brief
CCDB company eic-enterprises
7.7% relief · 84.6% timely · 13 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: LendUp Loans LLC (8.1% relief)
EIC Enterprises closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of EIC Enterprises's 13 filings include narrative text
61.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
EIC Enterprises complaint mix by product
- Payday loan, 6 46.2% – 0% relief
- Debt collection 4 30.8% – 25% relief
- Payday loan, 2 15.4% – 0% relief
- Money transfer, 1 7.7% – 0% relief
How EIC Enterprises's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 6 |
| Debt collection | 4 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Money transfer, virtual currency, or money service | 1 |
Where EIC Enterprises complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 23.1% of this company's filings
EIC Enterprises complaints by year
Annual filing volume from the CFPB public database
- 2024
- 1
- 0% vs 2019
Top States
| State | Complaints |
|---|---|
| AZ | 3 |
| TX | 2 |
| FL | 2 |
| OH | 2 |
| IN | 1 |
| NJ | 1 |
| HI | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 4 |
| Struggling to pay your loan | 2 |
| Attempts to collect debt not owed | 1 |
| Took or threatened to take negative or legal action | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Confusing or missing disclosures | 1 |
| Problem with additional add-on products or services | 1 |
| False statements or representation | 1 |
| Can't stop withdrawals from your bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2022 | 4 | 50% |
| 2023 | 7 | 100% |
| 2024 | 1 | 100% |
Source: CFPB Consumer Complaint Database
EIC Enterprises's narrative-rich complaint ledger
EIC Enterprises's 13 logged complaints stay concentrated: only 8 states show a filing. 61.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2024-07-18.
EIC Enterprises answers 84.6% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about EIC Enterprises.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for EIC Enterprises: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for EIC Enterprises (84.6% timely; 7.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record