CFPB · Diversified product mix
LendUp Loans LLC
198 CFPB complaints · diversified mix (top product 32.8%) · top issue Incorrect information on your report.
LendUp Loans LLC: top product "Payday loan, title loan, or personal loan" is only 32.8% of 198 - multi-bucket mix. Timely 97.5% · relief 8.1%. Allegations, not findings.
- Diversified product mix
- +200% filings 2014 to 2022
CFPB relief outcome brief
CCDB company lendup-loans-llc
8.1% relief · 97.5% timely · 198 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: LDF Holdings, LLC (6% relief)
LendUp Loans LLC closes 8.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of LendUp Loans LLC's 198 filings include narrative text
60.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LendUp Loans LLC complaint mix by product
- Payday loan, 65 33.5% – 14% relief
- Credit reporting, 58 29.9% – 3% relief
- Credit card 26 13.4% – 15% relief
- Debt collection 20 10.3% – 0% relief
- Payday loan 17 8.8% – 6% relief
- Consumer Loan 5 2.6% – 0% relief
- Credit card 3 1.5% – 0% relief
How LendUp Loans LLC's 198 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 65 |
| Credit reporting, credit repair services, or other personal consumer reports | 58 |
| Credit card or prepaid card | 26 |
| Debt collection | 20 |
| Payday loan | 17 |
| Consumer Loan | 5 |
| Credit card | 3 |
| Credit reporting | 3 |
| Checking or savings account | 1 |
Where LendUp Loans LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 32.8% of this company's filings
LendUp Loans LLC rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 3
- +200% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 65 |
| TX | 30 |
| MO | 10 |
| TN | 9 |
| UT | 8 |
| FL | 7 |
| IL | 6 |
| OH | 6 |
| LA | 6 |
| NJ | 4 |
| WI | 4 |
| GA | 4 |
| SC | 3 |
| MN | 3 |
| MI | 3 |
| OR | 2 |
| WA | 2 |
| RI | 2 |
| AK | 2 |
| NV | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 35 |
| Improper use of your report | 21 |
| Attempts to collect debt not owed | 14 |
| Problem when making payments | 14 |
| Problem with a credit reporting company's investigation into an existing problem | 12 |
| Problem with the payoff process at the end of the loan | 9 |
| Charged fees or interest you didn't expect | 7 |
| Struggling to pay your loan | 7 |
| Applied for loan/did not receive money | 6 |
| Getting the loan | 6 |
| Can't contact lender or servicer | 5 |
| Was approved for a loan, but didn't receive the money | 5 |
| Can't contact lender | 4 |
| Can't stop withdrawals from your bank account | 4 |
| Written notification about debt | 4 |
| Getting a credit card | 4 |
| Charged fees or interest I didn't expect | 3 |
| Incorrect information on credit report | 3 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 3 |
| Struggling to pay your bill | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 12 | 100% |
| 2016 | 16 | 93.8% |
| 2017 | 38 | 100% |
| 2018 | 51 | 96.1% |
| 2019 | 35 | 100% |
| 2020 | 14 | 100% |
| 2021 | 28 | 100% |
| 2022 | 3 | 33.3% |
Source: CFPB Consumer Complaint Database
LendUp Loans LLC spreads across product buckets
LendUp Loans LLC's 198 logged complaints stay concentrated: only 35 states show a filing. 60.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2022-05-03.
LendUp Loans LLC answers 97.5% of complaints inside the CFPB's tracked window and closes 90.4% with a written explanation. 8.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LendUp Loans LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for LendUp Loans LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 198.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for LendUp Loans LLC (97.5% timely; 8.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix