CFPB · Single-product concentration
Dividend Finance Inc.
39 CFPB complaints · 76.9% in "Payday loan, title loan, or personal loan" · top issue Getting the loan.
Dividend Finance Inc.: 76.9% of 39 CFPB complaints sit in "Payday loan, title loan, or personal loan". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +140% filings 2021 to 2023
CFPB relief outcome brief
CCDB company dividend-finance-inc
0% relief · 100% timely · 39 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kashia Services (0% relief)
Dividend Finance Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Dividend Finance Inc.'s 39 filings include narrative text
74.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Dividend Finance Inc. complaint mix by product
- Payday loan, 30 76.9% – 0% relief
- Debt collection 4 10.3% – 0% relief
- Credit reporting, 4 10.3% – 0% relief
- Checking or 1 2.6% – 0% relief
How Dividend Finance Inc.'s 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 30 |
| Debt collection | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Checking or savings account | 1 |
Where Dividend Finance Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 15.4% of this company's filings
Dividend Finance Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 12
- +140% vs 2021
Top States
| State | Complaints |
|---|---|
| TX | 6 |
| CA | 5 |
| TN | 5 |
| GA | 4 |
| AZ | 3 |
| OH | 2 |
| CO | 2 |
| FL | 2 |
| MD | 2 |
| VA | 1 |
| NY | 1 |
| MA | 1 |
| AL | 1 |
| CT | 1 |
| MI | 1 |
| OK | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Getting the loan | 7 |
| Charged fees or interest you didn't expect | 7 |
| Problem with additional add-on products or services | 7 |
| Problem with the payoff process at the end of the loan | 5 |
| Incorrect information on your report | 4 |
| Took or threatened to take negative or legal action | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Attempts to collect debt not owed | 1 |
| False statements or representation | 1 |
| Problem when making payments | 1 |
| Getting a line of credit | 1 |
| Managing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 5 | 100% |
| 2022 | 22 | 100% |
| 2023 | 12 | 100% |
Source: CFPB Consumer Complaint Database
Dividend Finance Inc. filings cluster in one product
Dividend Finance Inc.'s 39 logged complaints stay concentrated: only 17 states show a filing. 74.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2023-03-22.
Dividend Finance Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Getting the loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dividend Finance Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Dividend Finance Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 39.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Dividend Finance Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration