2026 data Public-data reference. official source

Dividend Finance Inc.

25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

25 consumer complaints filed with the CFPB

This profile shows Dividend Finance Inc.'s complaint history from CFPB public records. 25 consumers have filed complaints since 2021. The company has a 100% timely response rate and has provided relief in 0% of cases.

25
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
15
States Active
2021
Since

Total complaints

25

Filed since 2021

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Dividend Finance Inc. complaint mix by product

Total complaints: 25

Dividend Finance Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 19 complaints (76.0%), resolution 0.0% Payday loan, 76.0% Credit reporting,: 3 complaints (12.0%), resolution 0.0% Credit reporting, 12.0% Debt collection: 2 complaints (8.0%), resolution 0.0% Debt collection 8.0% Checking or: 1 complaints (4.0%), resolution 0.0%
  • Payday loan, 19 76.0% 0% relief
  • Credit reporting, 3 12.0% 0% relief
  • Debt collection 2 8.0% 0% relief
  • Checking or 1 4.0% 0% relief

How Dividend Finance Inc.'s 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 19
Credit reporting, credit repair services, or other personal consumer reports 3
Debt collection 2
Checking or savings account 1

Top States

State Complaints
TN 3
TX 3
CA 3
AZ 3
FL 2
GA 2
OH 1
CO 1
IL 1
MI 1
VA 1
NY 1
MA 1
AL 1
OK 1

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 6
Incorrect information on your report 4
Problem with additional add-on products or services 4
Getting the loan 3
Problem with the payoff process at the end of the loan 3
Took or threatened to take negative or legal action 1
Managing an account 1
False statements or representation 1
Problem when making payments 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2021 4 100%
2022 13 100%
2023 8 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Dividend Finance Inc.

Dividend Finance Inc. has accumulated 25 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2021, and the most recent logged activity is 2023-03-22, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Dividend Finance Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Dividend Finance Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Dividend Finance Inc. have?

Dividend Finance Inc. has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Dividend Finance Inc. respond to complaints on time?

Dividend Finance Inc. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Dividend Finance Inc.?

The most common issue reported against Dividend Finance Inc. is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, or personal loan" product category.

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