Deer Creek Lending
36 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Deer Creek Lending complaint mix by product
- Payday loan, 35 97.2% – 0% relief
- Debt or 1 2.8% – 0% relief
How Deer Creek Lending's 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 35 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 11 |
| OK | 3 |
| IA | 2 |
| NC | 2 |
| CO | 2 |
| RI | 2 |
| MI | 2 |
| OH | 2 |
| AZ | 2 |
| FL | 2 |
| TX | 1 |
| KY | 1 |
| WA | 1 |
| OR | 1 |
| NJ | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 31 |
| Problem with the payoff process at the end of the loan | 2 |
| Struggling to pay your loan | 2 |
| Unauthorized withdrawals or charges | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 6 | 100% |
| 2026 | 30 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Deer Creek Lending
Deer Creek Lending's 36 logged complaints stay concentrated: only 16 states show a filing on record. 44.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2025 through 2026-06-09.
Deer Creek Lending answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Deer Creek Lending.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Deer Creek Lending have?
36, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Deer Creek Lending respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Deer Creek Lending?
"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, personal loan, or advance loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.