CFPB · Narrative-heavy record

Cypress Creek Financial, LLC

9 CFPB complaints · 55.6% with narratives · top issue Problem when making payments.

9 CFPB complaints

Cypress Creek Financial, LLC: 55.6% of 9 filings include consumer narratives. Timely 100% · relief 0% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +25% filings 2025 to 2026

CFPB relief outcome brief

CCDB company cypress-creek-financial-llc

0% relief · 100% timely · 9 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

Cypress Creek Financial, LLC…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Cypress Creek Financial, LLC and nearest filing-volume peers

Cypress Creek Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cypress Creek Financial, LLC complaint mix by product

Total complaints: 9

Cypress Creek Financial, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 6 complaints (66.7%), resolution 0.0% Payday loan, 66.7% Debt collection: 3 complaints (33.3%), resolution 0.0% Debt collection 33.3%
  • Payday loan, 6 66.7% 0% relief
  • Debt collection 3 33.3% 0% relief

How Cypress Creek Financial, LLC's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 6
Debt collection 3

Concentrated filing states for Cypress Creek Financial, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
55.6% of this company's filings
TX5KS2WI1MO1

Cypress Creek Financial, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+25% vs 2025
3.544.555.5 20252026 5

Top States

State Complaints
TX 5
KS 2
WI 1
MO 1

Top Issues

Issue Complaints
Problem when making payments 2
Took or threatened to take negative or legal action 2
Can't stop withdrawals from your bank account 2
Struggling to pay your loan 1
Electronic communications 1
Was approved for a loan, but didn't receive the money 1

Yearly Trend

Year Complaints Timely
2025 4 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Cypress Creek Financial, LLC's narrative-rich complaint ledger

Cypress Creek Financial, LLC's 9 logged complaints stay concentrated: only 4 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2025 through 2026-05-07.

Cypress Creek Financial, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem when making payments."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cypress Creek Financial, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cypress Creek Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cypress Creek Financial, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record